It can be challenging to choose the financing model … Apply Revenue Based Financing .
use non-dilutive growth capital on-demand. Receive as much as a year of upfront capital right away, providing you the flexible financing you need to grow your company and scale. Select unpaid billings or just recently paid expenditures, and pick payment regards to 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even yearly contracts, adjusting to meet your demands. We supply the needed financing you require at that moment. Your cash works for you rather than sitting idle. Within 24 hr, we evaluate the financing required and deposit it quickly to your account. Our user friendly interface enables you to comprehend and manage all your accounts and deals. Gain access to more capital as you scale. We are your partner every action of the method, lowering our rates the longer we collaborate. Your information enables us to rapidly supply you with the right amount of capital your business needs.
Capchase works with these users and organization types: Mid Size Company, Small Business, Enterprise, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the answer how about the very best of
both
you’re right with traditional funding
that’s not really an alternative previously
keep your 100 with cap chase we use data
to make funding quicker fairer and more
flexible based upon your future
foreseeable revenue and then we wrap it
all up with a single transparent cost
Let’s get this celebration began at
There is always a point in time when a start-up’s founders, senior management group, and top finance executives assess techniques for how to scale the business to the next level and catalog what’s required to do that successfully. Securing financing at an early stage can speed up growth and result in attainable and measurable success. Eventually, finance managers and the strategic planning group need to select the right funding source to assist the company reach its goals.
that management sets for the company. Weighing the threats and competitive threats in a well balanced and intelligent way is crucial as it can decide the future of your company The ramifications of offering equity, handling inconsistent capital, rates of interest movements, and the requirement to make prompt payments to lenders are amongst the factors to consider, just among others.
That stated, with the rise of new and more sophisticated funding alternatives that put the business interests of start-ups and midsize business first, there’s usually a method to determine an option that’s a great fit. It is essential to investigate the different funding choices that are available to a company’s creators, management accounting professionals, and financing officers and what considerations they require to produce both the long and brief term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive growth capital for recurring Income companies essentially helping business grow without giving up that valuable Equity you took so long to build Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m really thrilled to share more awesome I’m excited to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a very first time creator very first time creator it resembles you struck a home run out of the park out of evictions I like it man that’s remarkable well as quickly as they won you understand like it’s never ever the Crowning achievement never like never counts till the video game is over best basically so so so yeah um we are 4 co-founders you understand and it’s funny due to the fact that we’ve all satisfied through initially as good friends you know and then as co-founder so uh there’s three people that interact at the exact same SAS business in in Spain so we all joined when it was very early I joined as the very first individual in sales and there are 2 individuals joined us that as item supervisors basically and we see the business from zero to a couple of million err over three years and then we left um at the same time roughly I went to organization school and I went to company school on the other one went to do a stint in VC with the objective of going to company school later on so when I go to business school I I entered into into Harvard and you understand I was really excited about it my entire objective was to go there to get more information about how to become a founder and then hopefully introduce something upon graduation and the one that I landed there I was looking into already an idea with among these co-founders and it was genuine concept it had absolutely nothing to do or extremely little to do with what we’re doing now however you know that was the start of the beginner and the journey Journey or the Insight that we had was that hey there remain in particular verticals there are a great deal of sequential payments you know and circular payments between business and right now you just have to await that series to develop or you know like there’s no one streamlining those circular payments so we thought of hi why do not we do something similar to like a split smart or companies in verticals such as you understand fried or Logistics or building you understand you have a lots of parties that have to await different payments like they’re all involved in one way or another so imagine you have a platform and after that you have company a post Business B 100 and Business B Home Business c a hundred dollars in reality with this platform what would occur is a business.
a would pay a hundred the platform Company B absolutely no they would get they would pay absolutely no or receive no and after that business C we get a hundred dollars so when we’re speaking to large business they all enjoyed it but it was the typical like cold start issue I resemble hey this is terrific when everyone’s in the platform however up until then it’s it’s pretty hard to get individuals to do anything so it was everything about hi how do we get more data how can we type of begin this platform um without using the platform to start with so it was all about getting more data and to get more information we got to two conclusions it’s like we either get information through using an Analytics tool a workflow tool or we provide a financing we have a funding and we get the data or people give us data in order to get financing so you understand we started doing that like checking out more and more and more and after that what we require what we saw is that we knew more about sales than anything else we were truly thinking about fintech and specifically in funding and you understand like we would look at different modes various verticals and so on for 2 weeks at a time if we found enough stuff we would go for two more weeks if we didn’t would suffice and then in January 2020 we had the the concept you know which is amusing of using this this SAS business at all so they might extend terms to the consumers but constantly get the money up front so we’re fixing the funding payment assets business have which is they have upfront costs to get customers and after that they make money months of the month right so to prevent that money card that every SAS company deals with which we faced in the past in the previous experience the objective was to provide a tool so they might say to the consumer hey look the rate is 100
annually and if you wish to pay regular monthly great use capshase you know um and then Creators enjoy that they resembled hello guys this is fantastic this is the Holy Grail of SAS due to the fact that I need to do discount rates so my ACV increases and I can close sales quicker due to the fact that I’m offering flexible payment terms so it resembles the Holy Grail you understand you increase ACV you decrease cell cycle normally it’s like a trade-off you know and after that the next thing they stated resembled hi why do not I do this for all my client base instead of for every new consumer that I solve so why don’t I do this for my 300 customers instead of doing it for the web for the 10 brand-new consumers I get months of a month so then we saw what they wanted was to transform their ARR or the customer base into upfront financing to be less dependent on Equity as I said the starting yeah all right this is what we’re going to start with and then we’re going to discover a lot so we’re gon na do the rest afterwards which’s when the fourth co-founder joined who has a pal at HBS and after that man we started working on it like crazy and and dropped out what is your long-term Vision so it began with you understand you landed on this hate you if you’re sitting on ARR we understand the business’s uh churn we know the company’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we only way with such business intentionally right so we withstood the
desire to go and work with financing you know with any vertical we only work with SAS so our objective is to develop several items for SAS so we begin with funding and it’s terrific due to the fact that business truly depend on us we actually like a partner and we we help them to not simply get financing but work better in a more effective way and through that we’re finding you understand chances to broaden you know in the transaction of a SAS item