Capchase Andrew D’souza – Funding On Your Terms 2023

It can be challenging to select the financing model … Capchase Andrew D’souza .

 

Get up to a year of in advance capital right away, giving you the flexible funding you need to grow your business and scale. We offer the needed funding you need at that moment. Within 24 hours, we evaluate the funding needed and deposit it instantly to your account.

 

Capchase works with these users and company types: Mid Size Business, Small Company, Business, Freelance, Nonprofit, and Federal government.

what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the very best of
both
you’re right with standard funding
that’s not really a choice previously
keep your 100 with cap chase we utilize data
to make financing faster fairer and more
flexible based on your future
predictable earnings and then we wrap it
all up with a single transparent cost
so let’s get this celebration began at

There is always a time when a start-up’s founders, senior management team, and top finance executives assess techniques for how to scale the company to the next level and brochure what’s required to do that successfully. Protecting financing at an early stage can speed up growth and result in attainable and quantifiable success. Ultimately, financing managers and the tactical preparation group need to choose the right funding source to assist the company reach its objectives.

that management sets for the organization. Weighing the risks and competitive threats in a smart and well balanced method is important as it can decide the future of your company The implications of selling equity, managing inconsistent cash flow, interest rate movements, and the need to make prompt payments to loan providers are among the elements to consider, just among others.

That stated, with the increase of new and more sophisticated funding options that put business interests of start-ups and midsize companies first, there’s generally a way to determine an option that’s a great fit. It’s important to investigate the various financing choices that are offered to a business’s creators, management accountants, and financing officers and what factors to consider they require to make for both the long and short term.

Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive growth capital for recurring Income business basically assisting companies grow without quiting that valuable Equity you took so long to construct Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s fantastic to be here yeah I’m extremely excited to share more incredible I’m thrilled to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a very first time founder very first time founder it resembles you struck a crowning achievement out of the park out of the gates I love it man that’s remarkable well as soon as they won you know like it’s never ever the Home Run never like never ever counts until the video game is over right basically so so so yeah um we are four co-founders you understand and it’s amusing due to the fact that we’ve all fulfilled through first as friends you know and after that as co-founder so uh there’s three of us that interact at the same SAS company in in Spain so we all joined when it was really early I signed up with as the first individual in sales and there are two individuals joined us that as item supervisors generally and we see the company from no to a few million err over 3 years and after that we left um at the same time roughly I went to company school and I went to service school on the other one went to do a stint in VC with the objective of going to business school later on so when I go to company school I I got into into Harvard and you understand I was extremely excited about it my entire objective was to go there to learn more about how to become a founder and after that hopefully introduce something upon graduation and the one that I landed there I was researching already a concept with one of these co-founders and it was authentic idea it had absolutely nothing to do or really little to do with what we’re doing now however you know that was the start of the beginner and the journey Journey or the Insight that we had was that hey there are in certain verticals there are a lot of consecutive payments you know and circular payments in between business and right now you simply need to wait for that series to develop or you know like there’s no one simplifying those circular payments so we thought of hello why do not we do something comparable to like a split wise or companies in verticals such as you understand fried or Logistics or construction you understand you have a ton of parties that have to wait on different payments like they’re all associated with one way or another so imagine you have a platform and after that you have company a post Company B 100 and Business B Home Company c a hundred dollars in reality with this platform what would happen is a company.

a would pay a hundred the platform Business B absolutely no they would get they would pay absolutely no or get zero and then business C we get a hundred dollars so when we’re speaking to big companies they all loved it but it was the common like cold start problem I resemble hey this is fantastic when everyone remains in the platform but until then it’s it’s quite difficult to get people to do anything so it was everything about hello how do we get more data how can we sort of kick start this platform um without using the platform to start with so it was everything about getting more information and to get more information we got to two conclusions it’s like we either get information through using an Analytics tool a workflow tool or we offer a financing we have a financing and we get the information or individuals offer us data in order to get funding so you understand we began doing that like checking out more and more and more and after that what we need what we saw is that we understood more about sales than anything else we were really thinking about fintech and particularly in funding and you understand like we would take a look at different modes different verticals and so on for two weeks at a time if we discovered enough stuff we would opt for two more weeks if we didn’t would suffice and then in January 2020 we had the the idea you know which is amusing of providing this this SAS business at all so they might extend terms to the consumers but always get the money up front so we’re fixing the financing payment possessions companies have which is they have in advance expenses to get consumers and then they earn money months of the month right so to prevent that money card that every SAS business deals with which we faced in the past in the previous experience the objective was to provide a tool so they could state to the client hello look the rate is 100

annually and if you want to pay monthly excellent usage capshase you know um and after that Founders like that they were like hey people this is fantastic this is the Holy Grail of SAS since I need to do discount rates so my ACV boosts and I can close sales much faster since I’m using flexible payment terms so it resembles the Holy Grail you understand you increase ACV you decrease cell cycle normally it resembles a compromise you know and then the next thing they said was like hello why do not I do this for all my client base instead of for every single new customer that I get right so why do not I do this for my 300 clients instead of doing it for the web for the 10 brand-new consumers I get months of a month so then we saw what they desired was to convert their ARR or the customer base into upfront financing to be less depending on Equity as I said the beginning yeah all right this is what we’re going to begin with and then we’re going to find out so much so we’re gon na do the rest afterwards and that’s when the fourth co-founder joined who has a pal at HBS and after that guy we started dealing with it like crazy and and left what is your long-lasting Vision so it started with you know you arrived at this hate you if you’re sitting on ARR we understand the business’s uh churn we know the company’s retention gross margins And so on so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we just method with such companies intentionally right so we resisted the

desire to work and go with financing you know with any vertical we only work with SAS so our objective is to establish numerous products for SAS so we begin with funding and it’s fantastic because companies really depend on us we actually like a partner and we we help them to not just get financing but work better in a more effective method and through that we’re discovering you know opportunities to expand you know in the deal of a SAS item