It can be challenging to choose the financing model … Capchase Angel Investors .
use non-dilutive development capital on-demand. Receive up to a year of upfront capital instantly, providing you the versatile financing you need to grow your service and scale. Select overdue invoices or just recently paid expenses, and pick payment terms of 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even annual contracts, adjusting to fulfill your demands. We supply the essential funding you need at that moment. Your cash works for you rather than sitting idle. Within 24 hours, we evaluate the financing required and deposit it instantly to your account. Our user friendly user interface enables you to comprehend and handle all your accounts and transactions. Access more capital as you scale. We are your partner every step of the method, lowering our rates the longer we collaborate. Your data allows us to rapidly supply you with the right amount of capital your business needs.
Capchase deals with these users and company types: Mid Size Business, Small Company, Business, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the best of
both
you’re right with traditional financing
that’s not truly an option until now
keep your 100 with cap chase we utilize data
to make financing quicker fairer and more
flexible based upon your future
predictable income and after that we cover it
all up with a single transparent charge
Let’s get this celebration began at
There is always a time when a start-up’s creators, senior management group, and top financing executives evaluate techniques for how to scale the company to the next level and catalog what’s required to do that successfully. Protecting financing at an early stage can accelerate development and result in measurable and achievable success. Eventually, finance managers and the tactical planning group need to select the right funding source to assist the company reach its objectives.
that management sets for the company. Weighing the dangers and competitive dangers in a intelligent and well balanced way is vital as it can decide the future of your company The implications of selling equity, handling inconsistent capital, rates of interest motions, and the requirement to make prompt payments to lending institutions are among the elements to think about, simply to name a few.
That said, with the rise of brand-new and more sophisticated financing options that put business interests of start-ups and midsize business first, there’s usually a method to determine an option that’s an excellent fit. It is necessary to investigate the different financing choices that are offered to a business’s founders, management accounting professionals, and financing officers and what considerations they require to make for both the long and brief term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive growth capital for repeating Revenue companies essentially assisting business grow without quiting that valuable Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m very excited to share more remarkable I’m thrilled to enter your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I comprehended you’re a first time founder very first time creator it’s like you hit a home run out of the park out of the gates I enjoy it man that’s amazing well as quickly as they won you understand like it’s never the Home Run never ever like never counts till the video game is over best basically so so so yeah um we are four co-founders you know and it’s funny due to the fact that we have actually all met through initially as pals you understand and then as co-founder so uh there’s 3 of us that work together at the exact same SAS business in in Spain so all of us joined when it was really early I signed up with as the very first person in sales and there are 2 individuals joined us that as product supervisors basically and we see the business from no to a couple of million err over three years and then we left um at the same time approximately I went to service school and I went to service school on the other one went to do a stint in VC with the objective of going to organization school afterwards so when I go to organization school I I got into into Harvard and you know I was very delighted about it my entire goal was to go there for more information about how to become a creator and after that ideally introduce something upon graduation and the one that I landed there I was looking into already a concept with among these co-founders and it was authentic idea it had nothing to do or really little to do with what we’re doing now but you know that was the start of the journey and the beginner Journey or the Insight that we had was that hey there are in certain verticals there are a lot of consecutive payments you understand and circular payments in between business and today you just have to await that sequence to establish or you know like there’s nobody simplifying those circular payments so we thought about hi why don’t we do something comparable to like a split smart or business in verticals such as you understand fried or Logistics or building and construction you understand you have a ton of parties that need to await different payments like they’re all associated with one way or another so imagine you have a platform and then you have company a post Company B 100 and Company B House Company c a hundred dollars in reality with this platform what would take place is a business.
a would pay a hundred the platform Company B absolutely no they would get they would pay no or receive zero and then business C we get a hundred dollars so when we’re talking to big business they all enjoyed it however it was the common like cold start problem I’m like hey this is great when everyone remains in the platform however till then it’s it’s quite tough to get people to do anything so it was all about hi how do we get more information how can we type of begin this platform um without utilizing the platform to start with so it was everything about getting more information and to get more information we got to 2 conclusions it’s like we either get data through providing an Analytics tool a workflow tool or we provide a funding we have a funding and we get the data or individuals provide us data in order to get funding so you understand we began doing that like checking out more and more and more and after that what we need what we saw is that we knew more about sales than anything else we were really thinking about fintech and specifically in funding and you understand like we would take a look at various modes different verticals and so on for two weeks at a time if we discovered enough things we would opt for two more weeks if we didn’t would cut it and then in January 2020 we had the the idea you know which is amusing of offering this this SAS business at all so they might extend terms to the customers however always get the money up front so we’re solving the financing payment assets business have which is they have upfront expenses to acquire customers and then they earn money months of the month right so to avoid that money card that every SAS company faces and that we dealt with in the past in the previous experience the goal was to provide a tool so they might state to the client hi look the cost is 100
each year and if you want to pay regular monthly fantastic usage capshase you know um and after that Founders love that they were like hi guys this is fantastic this is the Holy Grail of SAS due to the fact that I need to do discounts so my ACV increases and I can close sales faster since I’m using flexible payment terms so it resembles the Holy Grail you understand you increase ACV you reduce cell cycle generally it’s like a compromise you understand and after that the next thing they stated resembled hello why do not I do this for all my client base instead of for every single new consumer that I solve so why don’t I do this for my 300 consumers instead of doing it for the internet for the 10 new consumers I get months of a month so then we saw what they wanted was to transform their ARR or the consumer base into in advance financing to be less depending on Equity as I said the starting yeah okay this is what we’re going to begin with and after that we’re going to discover a lot so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a good friend at HBS and then man we began dealing with it like crazy and and left what is your long-term Vision so it began with you understand you arrived at this hate you if you’re resting on ARR we understand the company’s uh churn we understand the business’s retention gross margins Etc so I can take their ARR and lend them up front x times times x ARR or times x mrr however what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just method with such companies intentionally right so we withstood the
desire to go and work with financing you know with any vertical we only work with SAS so our objective is to establish several products for SAS so we start with financing and it’s terrific because companies actually rely on us we truly like a partner and we we help them to not simply get financing but work much better in a more efficient method and through that we’re discovering you understand opportunities to broaden you understand in the deal of a SAS product