It can be challenging to choose the financing model … Capchase Case Studies .
Receive up to a year of in advance capital instantly, providing you the versatile funding you need to grow your organization and scale. We offer the necessary financing you need at that moment. Within 24 hours, we evaluate the financing required and deposit it immediately to your account.
Capchase works with these users and company types: Mid Size Business, Small Company, Business, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the answer how about the very best of
both
you’re right with traditional financing
that’s not truly an alternative until now
keep your 100 with cap chase we utilize data
to make financing faster fairer and more
versatile based on your future
predictable income and then we wrap it
all up with a single transparent charge
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There is constantly a point in time when a start-up’s creators, senior management team, and leading finance executives examine strategies for how to scale the business to the next level and brochure what’s required to do that effectively. Securing financing at an early stage can speed up development and result in quantifiable and achievable success. Ultimately, financing managers and the strategic planning team need to choose the right funding source to help the company reach its goals.
that management sets for the organization. Weighing the risks and competitive dangers in a balanced and smart way is important as it can choose the future of your business The ramifications of offering equity, handling irregular capital, rate of interest movements, and the requirement to make prompt payments to lenders are amongst the aspects to consider, just among others.
That stated, with the increase of brand-new and more sophisticated funding choices that put the business interests of start-ups and midsize business first, there’s typically a method to find out an option that’s a great fit. It’s important to examine the different financing alternatives that are available to a business’s founders, management accountants, and financing officers and what considerations they require to produce both the long and short term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for repeating Profits business essentially assisting companies grow without giving up that precious Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s excellent to be here yeah I’m very excited to share more incredible I’m delighted to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I comprehended you’re a first time creator very first time creator it’s like you hit a home run out of the park out of the gates I love it man that’s fantastic well as soon as they won you know like it’s never ever the Crowning achievement never like never counts up until the video game is over right essentially so so so yeah um we are 4 co-founders you know and it’s funny because we’ve all met through first as friends you understand and after that as co-founder so uh there’s 3 of us that work together at the same SAS company in in Spain so all of us signed up with when it was very early I joined as the very first individual in sales and there are 2 people joined us that as item supervisors essentially and we see the business from zero to a few million err over three years and after that we left um at the same time approximately I went to business school and I went to company school on the other one went to do a stint in VC with the objective of going to service school afterwards so when I go to service school I I got into into Harvard and you understand I was very delighted about it my entire objective was to go there to get more information about how to become a creator and after that ideally release something upon graduation and the one that I landed there I was looking into already an idea with among these co-founders and it was genuine idea it had nothing to do or very little to do with what we’re doing now but you know that was the start of the journey and the novice Journey or the Insight that we had was that hey there remain in certain verticals there are a great deal of consecutive payments you know and circular payments between companies and right now you simply have to await that series to establish or you know like there’s no one streamlining those circular payments so we considered hello why do not we do something comparable to like a split wise or business in verticals such as you know fried or Logistics or building and construction you know you have a lots of celebrations that need to wait on various payments like they’re all associated with one way or another so envision you have a platform and then you have company a post Company B 100 and Company B Home Business c a hundred dollars in reality with this platform what would happen is a company.
a would pay a hundred the platform Company B no they would get they would pay zero or receive zero and then company C we get a hundred dollars so when we’re talking to large business they all loved it but it was the normal like cold start issue I resemble hey this is excellent when everyone remains in the platform however till then it’s it’s pretty hard to get individuals to do anything so it was everything about hello how do we get more data how can we kind of kick start this platform um without utilizing the platform to start with so it was all about getting more information and to get more data we got to two conclusions it’s like we either get information through offering an Analytics tool a workflow tool or we provide a financing we have a financing and we get the data or individuals give us data in order to get funding so you understand we started doing that like exploring increasingly more and more and then what we need what we saw is that we understood more about sales than anything else we were truly interested in fintech and particularly in funding and you know like we would take a look at different modes various verticals and so on for two weeks at a time if we discovered enough stuff we would opt for 2 more weeks if we didn’t would cut it and then in January 2020 we had the the idea you understand which is amusing of offering this this SAS companies at all so they might extend terms to the consumers but constantly get the cash in advance so we’re solving the financing payment possessions companies have which is they have upfront expenses to get clients and then they earn money months of the month right so to prevent that cash card that every SAS company faces which we faced in the past in the previous experience the objective was to give them a tool so they could state to the consumer hey look the cost is 100
annually and if you want to pay monthly great usage capshase you know um and then Creators like that they were like hi guys this is fantastic this is the Holy Grail of SAS since I have to do discount rates so my ACV boosts and I can close sales much faster because I’m offering versatile payment terms so it resembles the Holy Grail you know you increase ACV you reduce cell cycle normally it’s like a trade-off you know and then the next thing they stated resembled hi why do not I do this for all my customer base instead of for every single new client that I solve so why do not I do this for my 300 customers instead of doing it for the internet for the 10 brand-new customers I get months of a month so then we saw what they desired was to transform their ARR or the consumer base into in advance financing to be less dependent on Equity as I said the starting yeah okay this is what we’re going to start with and after that we’re going to find out so much so we’re gon na do the rest later on and that’s when the 4th co-founder joined who has a friend at HBS and then man we began dealing with it like crazy and and left what is your long-term Vision so it started with you understand you arrived at this hate you if you’re sitting on ARR we know the company’s uh churn we know the business’s retention gross margins And so on so I can take their ARR and lend them up front x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such business deliberately right so we resisted the
desire to work and go with financing you understand with any vertical we only deal with SAS so our goal is to develop several items for SAS so we begin with funding and it’s excellent due to the fact that business actually rely on us we actually like a partner and we we help them to not simply get funding but work better in a more effective way and through that we’re finding you understand chances to expand you know in the transaction of a SAS item