It can be challenging to select the financing model … Capchase Log In .
tap into non-dilutive development capital on-demand. Receive approximately a year of upfront capital instantly, offering you the versatile funding you require to grow your business and scale. Select unpaid billings or just recently paid expenditures, and select repayment terms of 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even yearly contracts, adapting to satisfy your needs. We provide the needed financing you require at that moment. Your money works for you rather than sitting idle. Within 24 hours, we assess the financing needed and deposit it quickly to your account. Our user friendly interface allows you to understand and handle all your accounts and deals. Gain access to more capital as you scale. We are your partner every step of the method, decreasing our rates the longer we collaborate. Your information enables us to quickly offer you with the right amount of capital your company needs.
Capchase works with these users and organization types: Mid Size Company, Small Business, Enterprise, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the answer how about the very best of
both
you’re right with standard funding
that’s not really a choice previously
keep your 100 with cap chase we utilize data
to make funding quicker fairer and more
versatile based upon your future
predictable profits and then we cover it
all up with a single transparent fee
so let’s get this party started at
There is always a point in time when a start-up’s founders, senior management team, and leading financing executives evaluate techniques for how to scale the company to the next level and catalog what’s required to do that successfully. Protecting financing at an early stage can speed up growth and result in quantifiable and obtainable success. Eventually, financing managers and the strategic planning team need to choose the right financing source to assist the business reach its objectives.
that management sets for the company. Weighing the threats and competitive risks in a intelligent and balanced method is essential as it can decide the future of your company The implications of offering equity, managing irregular capital, rates of interest movements, and the requirement to make prompt payments to lenders are among the aspects to consider, just to name a few.
That stated, with the rise of new and more sophisticated funding choices that put business interests of start-ups and midsize companies first, there’s usually a method to determine a service that’s an excellent fit. It is very important to investigate the various financing choices that are offered to a company’s founders, management accountants, and financing officers and what factors to consider they need to produce both the long and short term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive development capital for repeating Revenue business generally helping business grow without quiting that precious Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m very delighted to share more incredible I’m excited to get into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I comprehended you’re a very first time creator very first time creator it’s like you struck a home run out of the park out of the gates I love it man that’s remarkable well as soon as they won you know like it’s never the Crowning achievement never ever like never ever counts until the game is over right essentially so so so yeah um we are four co-founders you understand and it’s amusing since we’ve all met through first as pals you know and then as co-founder so uh there’s 3 of us that interact at the exact same SAS company in in Spain so we all signed up with when it was really early I signed up with as the first person in sales and there are two people joined us that as product supervisors basically and we see the business from absolutely no to a few million err over three years and after that we left um at the same time roughly I went to company school and I went to service school on the other one went to do a stint in VC with the goal of going to organization school afterwards so when I go to service school I I got into into Harvard and you understand I was really excited about it my whole goal was to go there for more information about how to end up being a creator and after that hopefully release something upon graduation and the one that I landed there I was researching already an idea with among these co-founders and it was genuine concept it had absolutely nothing to do or extremely little to do with what we’re doing now but you understand that was the beginning of the newbie and the journey Journey or the Insight that we had was that hey there are in particular verticals there are a great deal of consecutive payments you know and circular payments in between companies and today you simply have to wait for that sequence to develop or you understand like there’s no one simplifying those circular payments so we thought about hi why do not we do something similar to like a split wise or business in verticals such as you understand fried or Logistics or building and construction you know you have a lots of parties that need to wait on different payments like they’re all associated with one way or another so picture you have a platform and after that you have company a post Company B 100 and Company B House Company c a hundred dollars in reality with this platform what would take place is a company.
a would pay a hundred the platform Business B absolutely no they would get they would pay no or get absolutely no and after that business C we get a hundred dollars so when we’re talking with big business they all enjoyed it however it was the common like cold start issue I’m like hey this is excellent when everyone remains in the platform but up until then it’s it’s pretty tough to get people to do anything so it was everything about hi how do we get more information how can we type of kick start this platform um without utilizing the platform to start with so it was all about getting more data and to get more data we got to two conclusions it resembles we either get data through providing an Analytics tool a workflow tool or we provide a funding we have a financing and we get the people or information give us information in order to get financing so you know we started doing that like exploring increasingly more and more and after that what we need what we saw is that we knew more about sales than anything else we were truly interested in fintech and specifically in funding and you know like we would look at different modes various verticals and so on for two weeks at a time if we found enough stuff we would opt for 2 more weeks if we didn’t would cut it and then in January 2020 we had the the concept you understand which is amusing of using this this SAS business at all so they could extend terms to the customers however constantly get the money in advance so we’re fixing the financing payment possessions business have which is they have in advance costs to get customers and then they make money months of the month right so to avoid that cash card that every SAS company deals with which we dealt with in the past in the previous experience the goal was to provide a tool so they could say to the customer hi look the price is 100
per year and if you want to pay month-to-month fantastic use capshase you understand um and after that Founders enjoy that they resembled hey people this is amazing this is the Holy Grail of SAS because I need to do discount rates so my ACV boosts and I can close sales much faster because I’m using flexible payment terms so it resembles the Holy Grail you know you increase ACV you reduce cell cycle normally it resembles a trade-off you know and after that the next thing they stated resembled hello why do not I do this for all my consumer base instead of for every brand-new client that I solve so why don’t I do this for my 300 customers instead of doing it for the internet for the 10 brand-new consumers I get months of a month so then we saw what they wanted was to convert their ARR or the consumer base into in advance financing to be less depending on Equity as I said the beginning yeah okay this is what we’re going to begin with and then we’re going to learn a lot so we’re gon na do the rest later on and that’s when the 4th co-founder joined who has a good friend at HBS and after that male we began working on it like crazy and and left what is your long-lasting Vision so it began with you know you arrived at this hate you if you’re sitting on ARR we know the business’s uh churn we understand the business’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such business intentionally right so we resisted the
desire to go and work with financing you understand with any vertical we only deal with SAS so our objective is to develop multiple items for SAS so we begin with funding and it’s excellent because business really count on us we actually like a partner and we we help them to not just get funding however work better in a more efficient method and through that we’re finding you know chances to broaden you know in the transaction of a SAS item