It can be challenging to pick the financing model … Capchase Partnership .
take advantage of non-dilutive development capital on-demand. Receive up to a year of in advance capital instantly, providing you the flexible funding you require to grow your business and scale. Select unpaid invoices or just recently paid expenditures, and select repayment terms of 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even yearly agreements, adjusting to meet your demands. We provide the necessary financing you require at that moment. Your money works for you instead of sitting idle. Within 24 hr, we evaluate the funding needed and deposit it immediately to your account. Our easy-to-use user interface enables you to understand and manage all your accounts and transactions. Access more capital as you scale. We are your partner every action of the method, decreasing our rates the longer we work together. Your information enables us to quickly supply you with the correct amount of capital your business needs.
Capchase works with these users and company types: Mid Size Organization, Small Company, Business, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the response how about the best of
you’re right with standard financing
that’s not truly a choice previously
keep your 100 with cap chase we use information
to make funding much faster fairer and more
flexible based upon your future
predictable income and after that we wrap it
all up with a single transparent fee
so let’s get this party began at
There is always a time when a start-up’s founders, senior management team, and leading financing executives evaluate methods for how to scale the company to the next level and catalog what’s needed to do that successfully. Securing funding at an early stage can accelerate growth and lead to quantifiable and attainable success. Ultimately, financing managers and the strategic planning team need to pick the right financing source to help the company reach its objectives.
that management sets for the company. Weighing the dangers and competitive dangers in a well balanced and intelligent way is important as it can decide the future of your business The implications of selling equity, managing irregular cash flow, rate of interest motions, and the requirement to make prompt payments to lenders are amongst the factors to consider, just to name a few.
That stated, with the rise of new and more sophisticated funding options that put business interests of start-ups and midsize companies first, there’s generally a way to determine an option that’s a good fit. It is very important to examine the various funding options that are offered to a business’s founders, management accountants, and finance officers and what factors to consider they require to make for both the brief and long term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive growth capital for repeating Income business essentially assisting companies grow without quiting that precious Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m extremely excited to share more awesome I’m excited to get into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you consider from what I understood you’re a very first time founder first time founder it’s like you struck a crowning achievement out of the park out of evictions I love it man that’s fantastic well as quickly as they won you understand like it’s never ever the Home Run never ever like never counts up until the video game is over right generally so so so yeah um we are four co-founders you know and it’s funny because we have actually all met through first as pals you know and after that as co-founder so uh there’s 3 of us that interact at the same SAS company in in Spain so we all signed up with when it was really early I joined as the very first individual in sales and there are two people joined us that as item managers generally and we see the business from absolutely no to a few million err over three years and after that we left um at the same time roughly I went to service school and I went to business school on the other one went to do a stint in VC with the objective of going to company school afterwards so when I go to company school I I entered into into Harvard and you know I was very thrilled about it my entire goal was to go there to find out more about how to become a founder and after that ideally launch something upon graduation and the one that I landed there I was looking into already an idea with one of these co-founders and it was genuine idea it had absolutely nothing to do or extremely little to do with what we’re doing now but you know that was the beginning of the newbie and the journey Journey or the Insight that we had was that hey there remain in certain verticals there are a great deal of consecutive payments you know and circular payments between companies and today you just have to wait for that sequence to establish or you know like there’s no one simplifying those circular payments so we considered hello why don’t we do something comparable to like a split wise or companies in verticals such as you understand fried or Logistics or building you know you have a lots of celebrations that need to await different payments like they’re all associated with one way or another so picture you have a platform and after that you have company a post Business B 100 and Business B Home Company c a hundred dollars in reality with this platform what would happen is a business.
a would pay a hundred the platform Business B absolutely no they would get they would pay absolutely no or receive zero and then company C we get a hundred dollars so when we’re speaking with large business they all liked it however it was the normal like cold start issue I resemble hey this is fantastic when everybody’s in the platform but up until then it’s it’s pretty hard to get individuals to do anything so it was all about hi how do we get more data how can we kind of begin this platform um without using the platform to start with so it was everything about getting more information and to get more data we got to two conclusions it’s like we either get information through using an Analytics tool a workflow tool or we provide a funding we have a funding and we get the people or data give us information in order to get funding so you understand we began doing that like checking out more and more and more and then what we require what we saw is that we knew more about sales than anything else we were really interested in fintech and specifically in financing and you understand like we would take a look at various modes different verticals and so on for two weeks at a time if we discovered enough stuff we would opt for 2 more weeks if we didn’t would suffice and after that in January 2020 we had the the idea you understand which is amusing of offering this this SAS companies at all so they might extend terms to the customers but constantly get the money up front so we’re solving the financing payment properties business have which is they have in advance expenses to get clients and then they get paid months of the month right so to avoid that money card that every SAS business faces which we faced in the past in the previous experience the goal was to give them a tool so they might state to the consumer hello look the price is 100
each year and if you want to pay regular monthly great use capshase you know um and after that Creators enjoy that they were like hello people this is remarkable this is the Holy Grail of SAS due to the fact that I have to do discounts so my ACV increases and I can close sales much faster since I’m providing versatile payment terms so it’s like the Holy Grail you understand you increase ACV you decrease cell cycle usually it’s like a compromise you know and after that the next thing they said was like hello why do not I do this for all my consumer base instead of for each brand-new client that I get right so why do not I do this for my 300 clients instead of doing it for the net for the 10 new consumers I get months of a month so then we saw what they desired was to convert their ARR or the consumer base into upfront funding to be less based on Equity as I said the starting yeah fine this is what we’re going to begin with and then we’re going to discover a lot so we’re gon na do the rest later on and that’s when the 4th co-founder joined who has a good friend at HBS and then man we began dealing with it like crazy and and left what is your long-lasting Vision so it started with you understand you landed on this hate you if you’re sitting on ARR we understand the company’s uh churn we know the company’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such companies intentionally right so we withstood the
urge to go and work with financing you understand with any vertical we only deal with SAS so our goal is to establish multiple products for SAS so we begin with funding and it’s great since business truly count on us we actually like a partner and we we help them to not just get funding but work much better in a more efficient method and through that we’re finding you understand chances to broaden you understand in the transaction of a SAS product