It can be challenging to pick the funding model … Capchase Products Co. Inc .

take advantage of non-dilutive development capital on-demand. Get approximately a year of in advance capital immediately, offering you the flexible funding you need to grow your service and scale. Select unsettled invoices or just recently paid expenditures, and choose payment terms of 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even annual agreements, adjusting to satisfy your needs. We offer the essential financing you require at that moment. Your cash works for you rather than sitting idle. Within 24 hr, we assess the financing needed and deposit it quickly to your account. Our easy-to-use user interface allows you to comprehend and handle all your accounts and deals. Gain access to more capital as you scale. We are your partner every step of the method, minimizing our rates the longer we collaborate. Your information enables us to rapidly supply you with the right amount of capital your service needs.

Capchase works with these users and company types: Mid Size Organization, Small Business, Enterprise, Freelance, Nonprofit, and Government.

what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the response how about the best of
both
you’re right with conventional funding
that’s not truly an alternative until now
keep your 100 with cap chase we use data
to make financing quicker fairer and more
versatile based on your future
foreseeable income and after that we wrap it
all up with a single transparent fee
so let’s get this party started at

There is always a point in time when a start-up’s creators, senior management team, and top financing executives examine techniques for how to scale the company to the next level and catalog what’s required to do that effectively. Securing funding at an early stage can accelerate development and lead to measurable and attainable success. Eventually, finance managers and the strategic preparation group have to decide on the right funding source to assist the company reach its goals.

that management sets for the company. Weighing the threats and competitive hazards in a intelligent and well balanced way is important as it can decide the future of your company The implications of selling equity, managing inconsistent capital, rates of interest movements, and the need to make timely payments to loan providers are among the aspects to consider, just among others.

That said, with the rise of brand-new and more sophisticated financing choices that put business interests of start-ups and midsize business initially, there’s normally a method to determine a service that’s an excellent fit. It is necessary to investigate the various financing alternatives that are readily available to a business’s founders, management accounting professionals, and financing officers and what factors to consider they require to produce both the brief and long term.

Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive growth capital for repeating Profits companies generally assisting business grow without quiting that precious Equity you took so long to build Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s fantastic to be here yeah I’m very thrilled to share more incredible I’m delighted to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I comprehended you’re a very first time founder very first time founder it resembles you hit a home run out of the park out of the gates I love it man that’s remarkable well as quickly as they won you understand like it’s never the Crowning achievement never ever like never counts up until the game is over best basically so so so yeah um we are four co-founders you understand and it’s amusing because we’ve all satisfied through first as pals you understand and then as co-founder so uh there’s 3 of us that work together at the exact same SAS company in in Spain so we all signed up with when it was extremely early I signed up with as the first individual in sales and there are two individuals joined us that as product managers basically and we see the business from no to a couple of million err over 3 years and after that we left um at the same time roughly I went to company school and I went to company school on the other one went to do a stint in VC with the goal of going to company school later on so when I go to organization school I I got into into Harvard and you understand I was extremely excited about it my entire objective was to go there to learn more about how to end up being a founder and after that ideally launch something upon graduation and the one that I landed there I was investigating already a concept with among these co-founders and it was authentic idea it had absolutely nothing to do or very little to do with what we’re doing now but you know that was the beginning of the novice and the journey Journey or the Insight that we had was that hey there remain in particular verticals there are a great deal of sequential payments you know and circular payments in between business and today you simply need to wait for that sequence to establish or you know like there’s nobody simplifying those circular payments so we considered hello why do not we do something comparable to like a split smart or business in verticals such as you know fried or Logistics or building you know you have a ton of parties that have to await different payments like they’re all involved in one way or another so imagine you have a platform and then you have company a post Company B 100 and Business B House Business c a hundred dollars in reality with this platform what would take place is a business.

a would pay a hundred the platform Business B absolutely no they would get they would pay no or receive absolutely no and then business C we get a hundred dollars so when we’re talking with big companies they all loved it but it was the common like cold start issue I resemble hey this is fantastic when everybody’s in the platform however till then it’s it’s quite hard to get individuals to do anything so it was everything about hello how do we get more information how can we kind of begin this platform um without utilizing the platform to start with so it was all about getting more information and to get more information we got to 2 conclusions it resembles we either get data through providing an Analytics tool a workflow tool or we offer a financing we have a funding and we get the people or information give us data in order to get financing so you understand we began doing that like checking out a growing number of and more and then what we require what we saw is that we understood more about sales than anything else we were actually thinking about fintech and particularly in funding and you understand like we would take a look at various modes different verticals and so on for two weeks at a time if we discovered enough things we would choose 2 more weeks if we didn’t would suffice and after that in January 2020 we had the the idea you know which is funny of offering this this SAS business at all so they might extend terms to the customers however constantly get the money in advance so we’re resolving the funding payment properties companies have which is they have in advance costs to acquire customers and after that they make money months of the month right so to avoid that cash card that every SAS business deals with which we faced in the past in the previous experience the objective was to give them a tool so they might say to the consumer hi look the cost is 100

each year and if you wish to pay regular monthly terrific usage capshase you know um and after that Founders love that they resembled hi guys this is remarkable this is the Holy Grail of SAS because I need to do discounts so my ACV increases and I can close sales quicker due to the fact that I’m offering versatile payment terms so it’s like the Holy Grail you understand you increase ACV you decrease cell cycle normally it’s like a compromise you know and after that the next thing they stated resembled hey why don’t I do this for all my client base instead of for every single new consumer that I get right so why do not I do this for my 300 customers instead of doing it for the web for the 10 new clients I get months of a month so then we saw what they wanted was to transform their ARR or the client base into in advance funding to be less dependent on Equity as I said the starting yeah fine this is what we’re going to start with and after that we’re going to learn a lot so we’re gon na do the rest afterwards and that’s when the fourth co-founder joined who has a pal at HBS and after that man we began dealing with it like crazy and and dropped out what is your long-lasting Vision so it began with you know you arrived at this hate you if you’re resting on ARR we know the company’s uh churn we know the business’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr however what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such business intentionally right so we withstood the

desire to go and work with financing you understand with any vertical we only work with SAS so our goal is to develop several items for SAS so we begin with financing and it’s excellent because business truly count on us we truly like a partner and we we help them to not just get funding however work better in a more effective method and through that we’re finding you understand opportunities to broaden you know in the transaction of a SAS product

It can be challenging to pick the funding model … Capchase Products Co Inc .

take advantage of non-dilutive development capital on-demand. Get up to a year of in advance capital instantly, providing you the flexible funding you require to grow your organization and scale. Select overdue invoices or just recently paid costs, and choose repayment terms of 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even annual agreements, adapting to fulfill your demands. We offer the required financing you require at that moment. Your money works for you instead of sitting idle. Within 24 hours, we assess the funding needed and deposit it immediately to your account. Our easy-to-use user interface enables you to understand and handle all your transactions and accounts. Access more capital as you scale. We are your partner every step of the method, decreasing our rates the longer we collaborate. Your information enables us to rapidly supply you with the correct amount of capital your organization needs.

Capchase deals with these users and company types: Mid Size Organization, Small Company, Enterprise, Freelance, Nonprofit, and Federal government.

what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the response how about the best of
both
you’re right with traditional financing
that’s not actually a choice until now
keep your 100 with cap chase we use information
to make funding faster fairer and more
flexible based upon your future
predictable income and then we wrap it
all up with a single transparent charge
Let’s get this celebration began at

There is always a moment when a start-up’s founders, senior management team, and top financing executives evaluate strategies for how to scale the company to the next level and brochure what’s required to do that effectively. Protecting funding at an early stage can accelerate development and result in quantifiable and obtainable success. Eventually, financing managers and the tactical planning team need to choose the right financing source to help the company reach its goals.

that management sets for the company. Weighing the risks and competitive threats in a smart and balanced method is crucial as it can decide the future of your business The implications of offering equity, handling irregular capital, interest rate movements, and the need to make timely payments to lenders are among the elements to consider, just to name a few.

That said, with the increase of new and more sophisticated funding choices that put the business interests of start-ups and midsize companies initially, there’s typically a method to figure out an option that’s a good fit. It’s important to examine the different financing alternatives that are available to a company’s founders, management accountants, and finance officers and what factors to consider they need to make for both the short and long term.

Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive development capital for repeating Profits business basically helping business grow without quiting that precious Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s excellent to be here yeah I’m very delighted to share more awesome I’m excited to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I understood you’re a first time founder very first time creator it resembles you struck a home run out of the park out of the gates I enjoy it man that’s incredible well as quickly as they won you know like it’s never the Home Run never like never ever counts up until the game is over right basically so so so yeah um we are four co-founders you understand and it’s funny because we’ve all fulfilled through initially as buddies you know and then as co-founder so uh there’s three people that interact at the same SAS business in in Spain so all of us signed up with when it was really early I joined as the very first individual in sales and there are 2 people joined us that as product managers essentially and we see the business from absolutely no to a few million err over three years and then we left um at the same time roughly I went to organization school and I went to business school on the other one went to do a stint in VC with the goal of going to organization school afterwards so when I go to business school I I entered into Harvard and you understand I was really delighted about it my whole objective was to go there to learn more about how to end up being a creator and after that ideally launch something upon graduation and the one that I landed there I was investigating already an idea with among these co-founders and it was genuine concept it had nothing to do or really little to do with what we’re doing now however you know that was the beginning of the newbie and the journey Journey or the Insight that we had was that hey there remain in specific verticals there are a great deal of consecutive payments you understand and circular payments in between companies and today you simply have to wait on that series to develop or you know like there’s nobody streamlining those circular payments so we thought about hey why don’t we do something comparable to like a split wise or companies in verticals such as you know fried or Logistics or building and construction you understand you have a ton of parties that have to wait for various payments like they’re all associated with one way or another so envision you have a platform and after that you have company a post Company B 100 and Company B Home Company c a hundred dollars in reality with this platform what would happen is a business.

a would pay a hundred the platform Business B absolutely no they would get they would pay no or receive zero and then company C we get a hundred dollars so when we’re talking to big business they all enjoyed it but it was the common like cold start issue I resemble hey this is terrific when everybody remains in the platform however up until then it’s it’s pretty tough to get individuals to do anything so it was everything about hey how do we get more information how can we sort of begin this platform um without using the platform to start with so it was everything about getting more information and to get more data we got to two conclusions it’s like we either get information through using an Analytics tool a workflow tool or we provide a financing we have a funding and we get the data or individuals offer us data in order to get financing so you know we started doing that like checking out more and more and more and then what we need what we saw is that we understood more about sales than anything else we were actually thinking about fintech and specifically in funding and you understand like we would look at different modes different verticals and so on for two weeks at a time if we found enough stuff we would choose two more weeks if we didn’t would suffice and after that in January 2020 we had the the idea you understand which is funny of providing this this SAS companies at all so they could extend terms to the clients however always get the money up front so we’re resolving the financing payment possessions business have which is they have in advance expenses to acquire customers and then they get paid months of the month right so to prevent that money card that every SAS business faces and that we dealt with in the past in the previous experience the objective was to give them a tool so they might state to the customer hi look the price is 100

each year and if you want to pay regular monthly great use capshase you know um and then Creators enjoy that they resembled hello men this is incredible this is the Holy Grail of SAS due to the fact that I have to do discount rates so my ACV increases and I can close sales much faster since I’m providing versatile payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle typically it resembles a trade-off you know and after that the next thing they stated resembled hey why do not I do this for all my client base instead of for each brand-new customer that I solve so why don’t I do this for my 300 customers instead of doing it for the internet for the 10 new clients I get months of a month so then we saw what they desired was to transform their ARR or the customer base into in advance funding to be less dependent on Equity as I said the beginning yeah all right this is what we’re going to begin with and after that we’re going to learn so much so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a buddy at HBS and then guy we started dealing with it like crazy and and left what is your long-lasting Vision so it began with you know you landed on this hate you if you’re resting on ARR we know the company’s uh churn we understand the business’s retention gross margins Etc so I can take their ARR and provide them in advance x times times x ARR or times x mrr however what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such business deliberately right so we withstood the

desire to go and work with financing you understand with any vertical we just work with SAS so our objective is to develop several products for SAS so we start with funding and it’s fantastic due to the fact that business really depend on us we actually like a partner and we we help them to not simply get financing however work much better in a more efficient method and through that we’re discovering you understand chances to expand you understand in the transaction of a SAS product

It can be challenging to choose the financing model … Capchase Products Co.Inc .

Get up to a year of in advance capital instantly, giving you the flexible funding you require to grow your company and scale. We supply the necessary financing you need at that moment. Within 24 hours, we examine the financing needed and deposit it quickly to your account.

Capchase deals with these users and organization types: Mid Size Service, Small Business, Enterprise, Freelance, Nonprofit, and Federal government.

what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the best of
both
you’re right with conventional funding
that’s not actually an alternative previously
keep your 100 with cap chase we use data
to make financing quicker fairer and more
flexible based on your future
foreseeable profits and then we wrap it
all up with a single transparent charge
so let’s get this celebration began at

There is constantly a moment when a start-up’s creators, senior management team, and top finance executives examine strategies for how to scale the business to the next level and brochure what’s required to do that effectively. Protecting funding at an early stage can speed up development and cause achievable and measurable success. Ultimately, finance managers and the strategic planning team need to choose the right financing source to help the company reach its goals.

that management sets for the company. Weighing the risks and competitive risks in a balanced and intelligent method is essential as it can decide the future of your company The ramifications of selling equity, handling irregular cash flow, rate of interest movements, and the requirement to make timely payments to loan providers are amongst the aspects to consider, simply among others.

That stated, with the increase of brand-new and more advanced funding choices that put business interests of start-ups and midsize business first, there’s usually a method to figure out a service that’s a good fit. It is essential to examine the different funding choices that are readily available to a business’s founders, management accounting professionals, and financing officers and what factors to consider they need to make for both the brief and long term.

Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for recurring Profits business basically assisting companies grow without quiting that valuable Equity you took so long to construct Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s terrific to be here yeah I’m really excited to share more awesome I’m delighted to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a first time creator very first time creator it resembles you hit a crowning achievement out of the park out of evictions I love it man that’s incredible well as quickly as they won you understand like it’s never ever the Home Run never like never counts up until the video game is over ideal basically so so so yeah um we are four co-founders you understand and it’s amusing due to the fact that we have actually all fulfilled through initially as pals you know and then as co-founder so uh there’s 3 of us that collaborate at the very same SAS business in in Spain so we all joined when it was extremely early I joined as the first individual in sales and there are 2 individuals joined us that as item managers essentially and we see the company from absolutely no to a couple of million err over three years and after that we left um at the same time roughly I went to service school and I went to company school on the other one went to do a stint in VC with the objective of going to organization school afterwards so when I go to company school I I entered into into Harvard and you know I was very thrilled about it my entire goal was to go there to get more information about how to become a creator and after that hopefully release something upon graduation and the one that I landed there I was researching currently an idea with one of these co-founders and it was genuine concept it had absolutely nothing to do or really little to do with what we’re doing now but you understand that was the start of the newbie and the journey Journey or the Insight that we had was that hey there are in specific verticals there are a great deal of consecutive payments you know and circular payments in between companies and right now you just have to await that series to establish or you understand like there’s nobody simplifying those circular payments so we thought of hello why do not we do something similar to like a split sensible or companies in verticals such as you know fried or Logistics or building and construction you understand you have a ton of celebrations that have to await different payments like they’re all involved in one way or another so envision you have a platform and then you have company a post Business B 100 and Company B Home Business c a hundred dollars in reality with this platform what would happen is a company.

a would pay a hundred the platform Business B no they would get they would pay no or receive no and then business C we get a hundred dollars so when we’re talking with big business they all enjoyed it however it was the normal like cold start problem I’m like hey this is great when everyone’s in the platform however till then it’s it’s pretty difficult to get individuals to do anything so it was everything about hey how do we get more information how can we sort of begin this platform um without utilizing the platform to start with so it was everything about getting more information and to get more information we got to two conclusions it’s like we either get information through using an Analytics tool a workflow tool or we offer a funding we have a financing and we get the individuals or data offer us information in order to get financing so you know we started doing that like checking out more and more and more and after that what we need what we saw is that we understood more about sales than anything else we were really thinking about fintech and particularly in funding and you know like we would look at different modes various verticals and so on for 2 weeks at a time if we discovered enough stuff we would choose 2 more weeks if we didn’t would suffice and after that in January 2020 we had the the concept you understand which is funny of using this this SAS business at all so they might extend terms to the clients but constantly get the money up front so we’re resolving the financing payment properties companies have which is they have in advance expenses to acquire consumers and after that they make money months of the month right so to prevent that cash card that every SAS business faces and that we faced in the past in the previous experience the objective was to give them a tool so they might state to the consumer hi look the cost is 100

annually and if you want to pay month-to-month excellent use capshase you know um and then Founders enjoy that they resembled hi men this is amazing this is the Holy Grail of SAS due to the fact that I have to do discount rates so my ACV increases and I can close sales quicker due to the fact that I’m offering versatile payment terms so it resembles the Holy Grail you understand you increase ACV you decrease cell cycle normally it’s like a compromise you know and after that the next thing they stated resembled hello why don’t I do this for all my consumer base instead of for each new client that I solve so why don’t I do this for my 300 consumers instead of doing it for the net for the 10 brand-new consumers I get months of a month so then we saw what they wanted was to transform their ARR or the customer base into in advance financing to be less based on Equity as I stated the starting yeah alright this is what we’re going to start with and after that we’re going to learn a lot so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a good friend at HBS and then male we began dealing with it like crazy and and left what is your long-lasting Vision so it started with you know you landed on this hate you if you’re sitting on ARR we understand the company’s uh churn we understand the company’s retention gross margins And so on so I can take their ARR and provide them in advance x times times x ARR or times x mrr however what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we just way with such companies deliberately right so we withstood the

desire to work and go with funding you know with any vertical we just work with SAS so our goal is to develop multiple products for SAS so we begin with financing and it’s excellent due to the fact that business actually count on us we truly like a partner and we we help them to not simply get financing but work much better in a more effective way and through that we’re discovering you know opportunities to expand you understand in the transaction of a SAS item