It can be challenging to pick the funding model … Capchase Ventures .
tap into non-dilutive growth capital on-demand. Receive approximately a year of in advance capital immediately, providing you the flexible funding you need to grow your company and scale. Select unpaid invoices or recently paid costs, and pick payment terms of 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even yearly contracts, adjusting to satisfy your needs. We provide the needed funding you need at that moment. Your money works for you instead of sitting idle. Within 24 hr, we assess the funding needed and deposit it instantly to your account. Our user friendly user interface permits you to understand and manage all your deals and accounts. Gain access to more capital as you scale. We are your partner every step of the method, lowering our rates the longer we interact. Your information enables us to quickly provide you with the correct amount of capital your service needs.
Capchase deals with these users and company types: Mid Size Business, Small Company, Enterprise, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the response how about the best of
both
you’re right with conventional financing
that’s not really an option previously
keep your 100 with cap chase we utilize data
to make funding much faster fairer and more
versatile based on your future
predictable income and then we cover it
all up with a single transparent cost
Let’s get this party started at
There is always a time when a start-up’s founders, senior management team, and leading finance executives examine strategies for how to scale the company to the next level and brochure what’s required to do that successfully. Securing funding at an early stage can accelerate growth and result in obtainable and quantifiable success. Ultimately, finance supervisors and the tactical preparation group have to pick the right funding source to assist the company reach its goals.
that management sets for the organization. Weighing the threats and competitive threats in a intelligent and well balanced method is crucial as it can choose the future of your company The ramifications of offering equity, managing inconsistent capital, interest rate movements, and the requirement to make prompt payments to lenders are amongst the factors to consider, just to name a few.
That stated, with the increase of brand-new and more advanced funding options that put the business interests of start-ups and midsize business initially, there’s normally a method to figure out a service that’s a good fit. It’s important to examine the different financing options that are available to a business’s founders, management accounting professionals, and finance officers and what factors to consider they require to produce both the short and long term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive development capital for repeating Earnings companies essentially assisting business grow without giving up that valuable Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s fantastic to be here yeah I’m extremely thrilled to share more amazing I’m excited to enter into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I understood you’re a first time founder very first time founder it resembles you hit a home run out of the park out of the gates I enjoy it man that’s amazing well as soon as they won you know like it’s never the Home Run never like never counts till the video game is over best essentially so so so yeah um we are four co-founders you know and it’s funny due to the fact that we’ve all fulfilled through first as pals you know and after that as co-founder so uh there’s three of us that interact at the same SAS company in in Spain so we all joined when it was really early I signed up with as the very first person in sales and there are 2 individuals joined us that as item supervisors essentially and we see the business from absolutely no to a couple of million err over three years and after that we left um at the same time roughly I went to service school and I went to company school on the other one went to do a stint in VC with the objective of going to company school later on so when I go to company school I I got into into Harvard and you understand I was extremely delighted about it my whole objective was to go there to learn more about how to end up being a founder and after that ideally introduce something upon graduation and the one that I landed there I was looking into already an idea with one of these co-founders and it was authentic idea it had absolutely nothing to do or extremely little to do with what we’re doing now but you know that was the beginning of the journey and the newbie Journey or the Insight that we had was that hey there are in particular verticals there are a great deal of consecutive payments you know and circular payments in between business and today you simply need to wait for that series to establish or you understand like there’s no one simplifying those circular payments so we thought of hi why don’t we do something similar to like a split sensible or business in verticals such as you know fried or Logistics or building and construction you understand you have a lots of parties that need to await different payments like they’re all involved in one way or another so envision you have a platform and after that you have company a post Company B 100 and Company B Home Business c a hundred dollars in reality with this platform what would occur is a business.
a would pay a hundred the platform Business B no they would get they would pay absolutely no or receive zero and after that company C we get a hundred dollars so when we’re talking to large companies they all enjoyed it however it was the common like cold start issue I’m like hey this is fantastic when everybody’s in the platform however until then it’s it’s quite difficult to get individuals to do anything so it was all about hello how do we get more data how can we kind of begin this platform um without utilizing the platform to start with so it was all about getting more information and to get more data we got to two conclusions it’s like we either get information through providing an Analytics tool a workflow tool or we provide a financing we have a funding and we get the individuals or data provide us information in order to get financing so you know we began doing that like checking out a growing number of and more and then what we require what we saw is that we understood more about sales than anything else we were really thinking about fintech and specifically in funding and you understand like we would take a look at various modes various verticals and so on for two weeks at a time if we found enough things we would go for two more weeks if we didn’t would cut it and then in January 2020 we had the the concept you understand which is funny of using this this SAS business at all so they could extend terms to the customers however always get the money in advance so we’re fixing the financing payment assets business have which is they have upfront costs to obtain customers and after that they get paid months of the month right so to avoid that money card that every SAS company deals with and that we faced in the past in the previous experience the objective was to give them a tool so they might say to the client hey look the price is 100
per year and if you wish to pay month-to-month great usage capshase you understand um and after that Founders like that they resembled hi people this is incredible this is the Holy Grail of SAS due to the fact that I have to do discount rates so my ACV increases and I can close sales faster since I’m using flexible payment terms so it resembles the Holy Grail you know you increase ACV you reduce cell cycle generally it’s like a trade-off you know and then the next thing they said resembled hey why do not I do this for all my client base instead of for each brand-new customer that I get right so why don’t I do this for my 300 consumers instead of doing it for the net for the 10 brand-new clients I get months of a month so then we saw what they desired was to convert their ARR or the customer base into upfront funding to be less based on Equity as I stated the starting yeah okay this is what we’re going to begin with and after that we’re going to discover so much so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a buddy at HBS and then male we began dealing with it like crazy and and left what is your long-lasting Vision so it began with you understand you arrived on this hate you if you’re sitting on ARR we understand the company’s uh churn we understand the business’s retention gross margins And so on so I can take their ARR and provide them up front x times times x ARR or times x mrr however what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we only method with such companies deliberately right so we withstood the
urge to go and work with financing you know with any vertical we just work with SAS so our goal is to develop several items for SAS so we begin with financing and it’s fantastic because companies actually rely on us we truly like a partner and we we help them to not simply get financing however work much better in a more effective way and through that we’re finding you understand opportunities to expand you know in the transaction of a SAS item