It can be challenging to select the financing model … Global Saas .
take advantage of non-dilutive growth capital on-demand. Get as much as a year of in advance capital instantly, offering you the flexible funding you need to grow your business and scale. Select unsettled invoices or just recently paid costs, and select payment terms of 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even annual agreements, adapting to satisfy your demands. We provide the required financing you need at that moment. Your cash works for you instead of sitting idle. Within 24 hr, we evaluate the financing required and deposit it immediately to your account. Our user friendly user interface permits you to comprehend and handle all your accounts and transactions. Gain access to more capital as you scale. We are your partner every step of the way, decreasing our rates the longer we interact. Your data enables us to quickly supply you with the right amount of capital your service requirements.
Capchase works with these users and organization types: Mid Size Service, Small Company, Enterprise, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the answer how about the very best of
both
you’re right with conventional financing
that’s not actually an alternative until now
keep your 100 with cap chase we utilize data
to make funding much faster fairer and more
flexible based upon your future
foreseeable income and then we cover it
all up with a single transparent charge
so let’s get this party began at
There is always a moment when a start-up’s creators, senior management group, and top finance executives examine methods for how to scale the business to the next level and catalog what’s required to do that successfully. Securing financing at an early stage can accelerate growth and cause measurable and attainable success. Ultimately, financing managers and the strategic planning group need to select the right funding source to help the business reach its goals.
that management sets for the company. Weighing the dangers and competitive dangers in a intelligent and balanced way is important as it can choose the future of your company The ramifications of selling equity, managing inconsistent capital, rate of interest movements, and the need to make prompt payments to loan providers are among the aspects to consider, simply among others.
That said, with the increase of brand-new and more sophisticated funding options that put business interests of start-ups and midsize companies first, there’s typically a method to determine an option that’s an excellent fit. It’s important to investigate the various financing choices that are readily available to a company’s creators, management accounting professionals, and financing officers and what considerations they need to make for both the brief and long term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive development capital for repeating Revenue companies essentially helping business grow without giving up that precious Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s great to be here yeah I’m very excited to share more remarkable I’m delighted to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I understood you’re a very first time founder very first time creator it resembles you struck a home run out of the park out of the gates I love it man that’s remarkable well as soon as they won you understand like it’s never ever the Home Run never like never ever counts until the game is over ideal essentially so so so yeah um we are four co-founders you know and it’s amusing because we’ve all met through first as buddies you understand and then as co-founder so uh there’s 3 people that collaborate at the same SAS business in in Spain so we all signed up with when it was very early I joined as the first individual in sales and there are two people joined us that as item managers generally and we see the business from no to a couple of million err over three years and after that we left um at the same time roughly I went to organization school and I went to service school on the other one went to do a stint in VC with the objective of going to business school later on so when I go to company school I I got into into Harvard and you understand I was extremely thrilled about it my entire goal was to go there to learn more about how to end up being a founder and after that ideally release something upon graduation and the one that I landed there I was looking into already a concept with one of these co-founders and it was genuine concept it had nothing to do or really little to do with what we’re doing now however you know that was the beginning of the newbie and the journey Journey or the Insight that we had was that hey there are in certain verticals there are a great deal of sequential payments you know and circular payments between companies and right now you just have to wait for that series to develop or you know like there’s nobody streamlining those circular payments so we considered hey why do not we do something similar to like a split sensible or business in verticals such as you understand fried or Logistics or building and construction you know you have a lots of parties that have to wait on various payments like they’re all associated with one way or another so envision you have a platform and then you have company a post Business B 100 and Company B House Company c a hundred dollars in reality with this platform what would happen is a business.
a would pay a hundred the platform Business B absolutely no they would get they would pay absolutely no or receive zero and then company C we get a hundred dollars so when we’re speaking with big companies they all loved it but it was the common like cold start issue I’m like hey this is terrific when everyone’s in the platform but until then it’s it’s pretty hard to get people to do anything so it was all about hey how do we get more information how can we type of begin this platform um without utilizing the platform to start with so it was all about getting more information and to get more data we got to 2 conclusions it resembles we either get information through offering an Analytics tool a workflow tool or we offer a financing we have a funding and we get the people or information offer us data in order to get financing so you understand we started doing that like checking out increasingly more and more and then what we need what we saw is that we knew more about sales than anything else we were truly interested in fintech and particularly in funding and you know like we would take a look at different modes different verticals and so on for 2 weeks at a time if we found enough stuff we would opt for two more weeks if we didn’t would cut it and then in January 2020 we had the the concept you understand which is amusing of offering this this SAS business at all so they could extend terms to the clients however constantly get the money up front so we’re fixing the funding payment assets companies have which is they have upfront costs to obtain clients and then they get paid months of the month right so to prevent that cash card that every SAS business deals with and that we faced in the past in the previous experience the objective was to give them a tool so they might say to the consumer hey look the cost is 100
per year and if you wish to pay regular monthly great usage capshase you understand um and then Creators like that they were like hello people this is amazing this is the Holy Grail of SAS because I need to do discounts so my ACV increases and I can close sales faster because I’m providing versatile payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle normally it’s like a compromise you know and after that the next thing they said was like hello why don’t I do this for all my customer base instead of for every brand-new customer that I solve so why do not I do this for my 300 consumers instead of doing it for the net for the 10 new consumers I get months of a month so then we saw what they desired was to convert their ARR or the client base into upfront funding to be less depending on Equity as I said the beginning yeah fine this is what we’re going to begin with and then we’re going to discover so much so we’re gon na do the rest afterwards and that’s when the fourth co-founder joined who has a good friend at HBS and after that man we began working on it like crazy and and left what is your long-lasting Vision so it began with you know you arrived on this hate you if you’re sitting on ARR we know the business’s uh churn we know the company’s retention gross margins And so on so I can take their ARR and lend them up front x times times x ARR or times x mrr however what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we only way with such business intentionally right so we withstood the
desire to work and go with funding you know with any vertical we just deal with SAS so our objective is to establish several items for SAS so we begin with financing and it’s great because companies truly count on us we truly like a partner and we we help them to not just get financing however work better in a more efficient way and through that we’re discovering you understand opportunities to expand you know in the deal of a SAS item