It can be challenging to select the funding model … Growth Capital Investments .
tap into non-dilutive development capital on-demand. Receive up to a year of in advance capital instantly, providing you the versatile funding you require to grow your business and scale. Select overdue invoices or recently paid expenses, and pick payment terms of 3,6,9, or 12 months. As much financing, or as little, when you require it. We accept monthly, quarterly, even yearly agreements, adapting to fulfill your needs. We offer the essential funding you need at that moment. Your money works for you rather than sitting idle. Within 24 hr, we evaluate the funding required and deposit it quickly to your account. Our easy-to-use user interface allows you to comprehend and handle all your accounts and transactions. Access more capital as you scale. We are your partner every action of the way, decreasing our rates the longer we collaborate. Your information enables us to rapidly offer you with the correct amount of capital your business needs.
Capchase deals with these users and organization types: Mid Size Organization, Small Company, Business, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the response how about the very best of
both
you’re right with standard funding
that’s not really an option until now
keep your 100 with cap chase we use data
to make funding faster fairer and more
flexible based upon your future
foreseeable revenue and then we wrap it
all up with a single transparent cost
so let’s get this party began at
There is always a point in time when a start-up’s creators, senior management group, and top financing executives assess methods for how to scale the business to the next level and brochure what’s required to do that successfully. Securing funding at an early stage can speed up development and cause measurable and obtainable success. Eventually, finance supervisors and the strategic preparation team need to choose the right financing source to assist the business reach its objectives.
that management sets for the company. Weighing the threats and competitive risks in a well balanced and intelligent way is vital as it can decide the future of your company The implications of offering equity, managing inconsistent cash flow, interest rate movements, and the requirement to make prompt payments to loan providers are amongst the factors to consider, just among others.
That stated, with the rise of new and more sophisticated funding choices that put business interests of start-ups and midsize business first, there’s usually a way to find out an option that’s a good fit. It is necessary to investigate the different financing options that are available to a business’s creators, management accountants, and financing officers and what factors to consider they require to make for both the long and short term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive growth capital for recurring Income companies basically assisting business grow without giving up that precious Equity you took so long to construct Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s terrific to be here yeah I’m very delighted to share more remarkable I’m delighted to enter into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you consider from what I understood you’re a first time founder very first time founder it resembles you hit a crowning achievement out of the park out of the gates I like it man that’s incredible well as quickly as they won you know like it’s never ever the Home Run never like never counts until the video game is over right basically so so so yeah um we are four co-founders you understand and it’s funny due to the fact that we’ve all satisfied through initially as buddies you know and after that as co-founder so uh there’s 3 of us that work together at the same SAS business in in Spain so we all signed up with when it was very early I joined as the very first individual in sales and there are 2 people joined us that as product managers basically and we see the company from absolutely no to a few million err over three years and then we left um at the same time roughly I went to company school and I went to business school on the other one went to do a stint in VC with the goal of going to business school later on so when I go to company school I I entered into into Harvard and you know I was extremely thrilled about it my whole goal was to go there to find out more about how to end up being a founder and then ideally release something upon graduation and the one that I landed there I was researching currently a concept with among these co-founders and it was authentic concept it had nothing to do or very little to do with what we’re doing now however you know that was the start of the journey and the novice Journey or the Insight that we had was that hey there are in particular verticals there are a lot of sequential payments you know and circular payments in between companies and right now you just have to wait for that sequence to establish or you know like there’s no one simplifying those circular payments so we thought of hi why don’t we do something similar to like a split wise or business in verticals such as you understand fried or Logistics or construction you understand you have a lots of parties that need to wait on various payments like they’re all involved in one way or another so envision you have a platform and after that you have company a post Business B 100 and Company B House Business c a hundred dollars in reality with this platform what would happen is a company.
a would pay a hundred the platform Company B absolutely no they would get they would pay no or get no and then business C we get a hundred dollars so when we’re speaking to big business they all liked it but it was the typical like cold start problem I’m like hey this is great when everyone remains in the platform however until then it’s it’s pretty difficult to get people to do anything so it was everything about hey how do we get more data how can we sort of kick start this platform um without utilizing the platform to start with so it was all about getting more data and to get more information we got to two conclusions it’s like we either get information through offering an Analytics tool a workflow tool or we provide a funding we have a funding and we get the information or individuals provide us data in order to get financing so you understand we began doing that like checking out increasingly more and more and after that what we need what we saw is that we knew more about sales than anything else we were truly interested in fintech and particularly in financing and you understand like we would look at different modes various verticals and so on for 2 weeks at a time if we found enough stuff we would opt for 2 more weeks if we didn’t would cut it and then in January 2020 we had the the concept you know which is funny of using this this SAS business at all so they could extend terms to the clients however constantly get the money in advance so we’re fixing the financing payment properties companies have which is they have in advance costs to acquire customers and after that they make money months of the month right so to avoid that cash card that every SAS company deals with which we dealt with in the past in the previous experience the objective was to provide a tool so they could say to the client hello look the price is 100
each year and if you wish to pay month-to-month excellent usage capshase you understand um and then Creators like that they resembled hey guys this is fantastic this is the Holy Grail of SAS since I need to do discounts so my ACV boosts and I can close sales much faster due to the fact that I’m using flexible payment terms so it resembles the Holy Grail you know you increase ACV you reduce cell cycle typically it resembles a trade-off you understand and after that the next thing they said resembled hey why don’t I do this for all my consumer base instead of for every single brand-new client that I solve so why don’t I do this for my 300 consumers instead of doing it for the web for the 10 brand-new consumers I get months of a month so then we saw what they wanted was to transform their ARR or the consumer base into in advance funding to be less based on Equity as I stated the starting yeah fine this is what we’re going to begin with and after that we’re going to find out a lot so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a pal at HBS and after that male we started dealing with it like crazy and and dropped out what is your long-term Vision so it started with you know you arrived at this hate you if you’re resting on ARR we understand the business’s uh churn we understand the business’s retention gross margins And so on so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such companies deliberately right so we withstood the
desire to work and go with financing you understand with any vertical we only deal with SAS so our objective is to establish numerous products for SAS so we start with financing and it’s terrific since business actually depend on us we actually like a partner and we we help them to not simply get funding however work better in a more efficient way and through that we’re discovering you understand opportunities to expand you understand in the transaction of a SAS product