It can be challenging to select the funding model … Lighter Capital Revenue Based Financing .
take advantage of non-dilutive development capital on-demand. Receive up to a year of in advance capital right away, offering you the flexible funding you require to grow your company and scale. Select unsettled billings or just recently paid expenditures, and pick repayment terms of 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even annual agreements, adapting to fulfill your needs. We offer the needed funding you require at that moment. Your cash works for you instead of sitting idle. Within 24 hours, we examine the financing needed and deposit it quickly to your account. Our user friendly interface enables you to comprehend and handle all your deals and accounts. Access more capital as you scale. We are your partner every action of the method, lowering our rates the longer we work together. Your data allows us to quickly offer you with the correct amount of capital your organization requirements.
Capchase works with these users and company types: Mid Size Service, Small Business, Enterprise, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the answer how about the best of
both
you’re right with standard financing
that’s not really a choice previously
keep your 100 with cap chase we use data
to make funding much faster fairer and more
flexible based on your future
foreseeable revenue and after that we cover it
all up with a single transparent charge
Let’s get this party started at
There is always a point in time when a start-up’s creators, senior management group, and top finance executives assess strategies for how to scale the business to the next level and brochure what’s needed to do that effectively. Securing financing at an early stage can speed up development and lead to quantifiable and attainable success. Ultimately, financing managers and the tactical preparation group have to decide on the right financing source to assist the business reach its goals.
that management sets for the company. Weighing the dangers and competitive threats in a balanced and intelligent method is vital as it can decide the future of your business The implications of selling equity, handling inconsistent cash flow, interest rate motions, and the requirement to make prompt payments to lending institutions are amongst the factors to think about, simply to name a few.
That said, with the rise of brand-new and more advanced funding alternatives that put the business interests of start-ups and midsize companies initially, there’s typically a way to figure out a solution that’s a great fit. It’s important to investigate the various financing alternatives that are readily available to a company’s founders, management accountants, and financing officers and what factors to consider they need to make for both the short and long term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive development capital for recurring Profits business basically assisting business grow without quiting that valuable Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s great to be here yeah I’m extremely thrilled to share more incredible I’m thrilled to get into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you consider from what I comprehended you’re a very first time creator very first time founder it’s like you hit a home run out of the park out of the gates I like it man that’s remarkable well as soon as they won you understand like it’s never the Crowning achievement never ever like never counts till the video game is over right basically so so so yeah um we are four co-founders you understand and it’s funny due to the fact that we have actually all satisfied through initially as good friends you understand and then as co-founder so uh there’s 3 of us that interact at the very same SAS company in in Spain so we all signed up with when it was extremely early I joined as the very first person in sales and there are two people joined us that as product supervisors basically and we see the business from zero to a few million err over 3 years and after that we left um at the same time approximately I went to organization school and I went to service school on the other one went to do a stint in VC with the objective of going to service school afterwards so when I go to company school I I entered into into Harvard and you know I was very excited about it my whole objective was to go there to get more information about how to become a founder and then ideally introduce something upon graduation and the one that I landed there I was researching already a concept with among these co-founders and it was genuine concept it had absolutely nothing to do or extremely little to do with what we’re doing now however you know that was the start of the journey and the newbie Journey or the Insight that we had was that hey there are in certain verticals there are a lot of sequential payments you understand and circular payments in between companies and right now you just need to wait for that series to establish or you know like there’s no one simplifying those circular payments so we considered hi why don’t we do something comparable to like a split smart or business in verticals such as you know fried or Logistics or construction you know you have a ton of parties that have to wait on different payments like they’re all involved in one way or another so imagine you have a platform and after that you have company a post Company B 100 and Company B Home Company c a hundred dollars in reality with this platform what would occur is a company.
a would pay a hundred the platform Business B zero they would get they would pay no or receive no and after that company C we get a hundred dollars so when we’re speaking with big companies they all loved it however it was the typical like cold start problem I resemble hey this is excellent when everybody remains in the platform however up until then it’s it’s quite tough to get people to do anything so it was everything about hello how do we get more data how can we sort of begin this platform um without utilizing the platform to start with so it was all about getting more information and to get more information we got to 2 conclusions it resembles we either get information through providing an Analytics tool a workflow tool or we offer a financing we have a financing and we get the information or people give us information in order to get financing so you understand we started doing that like checking out more and more and more and after that what we require what we saw is that we understood more about sales than anything else we were truly thinking about fintech and specifically in funding and you understand like we would look at different modes different verticals and so on for two weeks at a time if we discovered enough things we would go for two more weeks if we didn’t would suffice and after that in January 2020 we had the the idea you know which is amusing of offering this this SAS business at all so they might extend terms to the clients however constantly get the cash in advance so we’re fixing the financing payment properties companies have which is they have in advance costs to acquire consumers and then they get paid months of the month right so to avoid that cash card that every SAS business deals with and that we faced in the past in the previous experience the goal was to provide a tool so they might state to the customer hey look the cost is 100
each year and if you want to pay month-to-month fantastic usage capshase you know um and after that Creators like that they were like hi men this is remarkable this is the Holy Grail of SAS since I need to do discount rates so my ACV increases and I can close sales faster due to the fact that I’m offering flexible payment terms so it resembles the Holy Grail you understand you increase ACV you decrease cell cycle normally it resembles a trade-off you understand and after that the next thing they said resembled hello why do not I do this for all my customer base instead of for every single new customer that I get right so why do not I do this for my 300 customers instead of doing it for the internet for the 10 new clients I get months of a month so then we saw what they desired was to transform their ARR or the consumer base into in advance funding to be less based on Equity as I stated the beginning yeah okay this is what we’re going to start with and after that we’re going to learn a lot so we’re gon na do the rest later on and that’s when the fourth co-founder joined who has a buddy at HBS and after that male we began dealing with it like crazy and and dropped out what is your long-term Vision so it started with you understand you landed on this hate you if you’re sitting on ARR we know the business’s uh churn we know the company’s retention gross margins And so on so I can take their ARR and provide them in advance x times times x ARR or times x mrr however what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we just method with such business intentionally right so we resisted the
urge to work and go with financing you understand with any vertical we only work with SAS so our goal is to establish several products for SAS so we start with funding and it’s excellent because companies truly count on us we actually like a partner and we we help them to not just get financing however work much better in a more effective way and through that we’re finding you know chances to broaden you understand in the transaction of a SAS item