It can be challenging to choose the financing model … Non-dilutive .

tap into non-dilutive development capital on-demand. Receive up to a year of upfront capital instantly, offering you the flexible funding you require to grow your company and scale. Select unsettled billings or recently paid expenditures, and pick payment terms of 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even yearly agreements, adjusting to fulfill your needs. We supply the required financing you require at that moment. Your cash works for you rather than sitting idle. Within 24 hours, we evaluate the funding needed and deposit it immediately to your account. Our user friendly interface allows you to comprehend and manage all your accounts and deals. Access more capital as you scale. We are your partner every step of the method, minimizing our rates the longer we collaborate. Your data allows us to rapidly offer you with the correct amount of capital your business needs.

Capchase works with these users and company types: Mid Size Company, Small Company, Business, Freelance, Nonprofit, and Federal government.

what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the response how about the best of
both
you’re right with standard financing
that’s not actually an option previously
keep your 100 with cap chase we use information
to make funding faster fairer and more
flexible based on your future
foreseeable revenue and after that we wrap it
all up with a single transparent cost
so let’s get this party began at

There is constantly a moment when a start-up’s creators, senior management group, and leading finance executives examine strategies for how to scale the business to the next level and catalog what’s required to do that effectively. Protecting financing at an early stage can speed up development and result in attainable and measurable success. Ultimately, financing managers and the strategic preparation team have to pick the right financing source to assist the company reach its objectives.

that management sets for the organization. Weighing the risks and competitive hazards in a intelligent and balanced way is vital as it can decide the future of your company The ramifications of offering equity, managing irregular cash flow, interest rate motions, and the requirement to make prompt payments to lending institutions are amongst the elements to consider, just among others.

That said, with the rise of brand-new and more sophisticated funding options that put the business interests of start-ups and midsize companies initially, there’s generally a method to determine an option that’s a great fit. It’s important to investigate the different financing choices that are available to a business’s founders, management accounting professionals, and finance officers and what considerations they require to make for both the long and brief term.

Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive development capital for repeating Income companies generally assisting companies grow without quiting that valuable Equity you took so long to build Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s fantastic to be here yeah I’m extremely excited to share more awesome I’m excited to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a first time creator first time creator it’s like you struck a crowning achievement out of the park out of the gates I like it man that’s amazing well as soon as they won you understand like it’s never the Home Run never ever like never ever counts up until the game is over right essentially so so so yeah um we are four co-founders you know and it’s amusing because we have actually all fulfilled through initially as friends you know and after that as co-founder so uh there’s 3 of us that interact at the exact same SAS business in in Spain so all of us joined when it was very early I signed up with as the first person in sales and there are 2 individuals joined us that as product managers basically and we see the business from absolutely no to a few million err over three years and then we left um at the same time approximately I went to business school and I went to business school on the other one went to do a stint in VC with the goal of going to business school later on so when I go to company school I I entered into Harvard and you understand I was very thrilled about it my whole goal was to go there to find out more about how to end up being a creator and after that ideally release something upon graduation and the one that I landed there I was researching currently an idea with one of these co-founders and it was authentic idea it had absolutely nothing to do or extremely little to do with what we’re doing now but you understand that was the beginning of the beginner and the journey Journey or the Insight that we had was that hey there are in certain verticals there are a great deal of sequential payments you know and circular payments in between companies and right now you just need to wait on that series to establish or you understand like there’s nobody streamlining those circular payments so we thought about hi why do not we do something comparable to like a split wise or companies in verticals such as you understand fried or Logistics or building and construction you know you have a lots of celebrations that need to await various payments like they’re all involved in one way or another so imagine you have a platform and after that you have company a post Business B 100 and Business B Home Business c a hundred dollars in reality with this platform what would happen is a business.

a would pay a hundred the platform Business B absolutely no they would get they would pay no or receive absolutely no and then company C we get a hundred dollars so when we’re speaking with big business they all enjoyed it however it was the common like cold start issue I’m like hey this is terrific when everybody’s in the platform however up until then it’s it’s quite tough to get people to do anything so it was everything about hey how do we get more data how can we kind of kick start this platform um without using the platform to start with so it was everything about getting more information and to get more data we got to two conclusions it resembles we either get information through providing an Analytics tool a workflow tool or we offer a financing we have a funding and we get the data or people give us data in order to get funding so you know we started doing that like exploring increasingly more and more and after that what we need what we saw is that we knew more about sales than anything else we were really interested in fintech and particularly in financing and you understand like we would take a look at different modes various verticals and so on for 2 weeks at a time if we found enough things we would choose 2 more weeks if we didn’t would suffice and after that in January 2020 we had the the concept you know which is amusing of providing this this SAS business at all so they might extend terms to the customers but always get the money in advance so we’re solving the funding payment assets business have which is they have in advance expenses to get customers and after that they earn money months of the month right so to prevent that cash card that every SAS company faces which we faced in the past in the previous experience the goal was to give them a tool so they might say to the customer hello look the cost is 100

each year and if you want to pay regular monthly great usage capshase you know um and after that Founders like that they were like hello men this is incredible this is the Holy Grail of SAS because I have to do discounts so my ACV increases and I can close sales faster due to the fact that I’m offering versatile payment terms so it resembles the Holy Grail you understand you increase ACV you decrease cell cycle usually it’s like a compromise you know and after that the next thing they stated resembled hello why don’t I do this for all my consumer base instead of for every new consumer that I solve so why do not I do this for my 300 clients instead of doing it for the internet for the 10 brand-new customers I get months of a month so then we saw what they desired was to convert their ARR or the client base into upfront funding to be less depending on Equity as I stated the beginning yeah alright this is what we’re going to begin with and then we’re going to learn so much so we’re gon na do the rest afterwards which’s when the 4th co-founder joined who has a friend at HBS and after that man we started working on it like crazy and and dropped out what is your long-term Vision so it started with you know you arrived at this hate you if you’re resting on ARR we know the business’s uh churn we know the company’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we just method with such business intentionally right so we withstood the

desire to go and work with financing you understand with any vertical we just work with SAS so our goal is to develop numerous items for SAS so we start with financing and it’s fantastic since business actually depend on us we really like a partner and we we help them to not simply get financing but work better in a more effective way and through that we’re finding you know opportunities to broaden you know in the deal of a SAS product

It can be challenging to select the funding model … Non Dilutive .

Receive up to a year of in advance capital immediately, offering you the versatile financing you require to grow your organization and scale. We supply the essential financing you need at that minute. Within 24 hours, we evaluate the financing required and deposit it instantly to your account.

Capchase deals with these users and organization types: Mid Size Business, Small Company, Enterprise, Freelance, Nonprofit, and Federal government.

what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the response how about the best of
both
you’re right with traditional funding
that’s not actually an option until now
keep your 100 with cap chase we utilize data
to make funding faster fairer and more
flexible based on your future
foreseeable profits and after that we cover it
all up with a single transparent cost
so let’s get this celebration began at

There is constantly a point in time when a start-up’s founders, senior management team, and top finance executives examine techniques for how to scale the business to the next level and catalog what’s needed to do that successfully. Securing financing at an early stage can speed up development and result in measurable and attainable success. Ultimately, financing supervisors and the strategic planning group have to pick the right financing source to assist the business reach its objectives.

that management sets for the organization. Weighing the dangers and competitive hazards in a well balanced and smart method is vital as it can choose the future of your business The implications of selling equity, managing inconsistent capital, rates of interest motions, and the need to make timely payments to lenders are amongst the elements to think about, simply among others.

That stated, with the increase of brand-new and more advanced funding choices that put the business interests of start-ups and midsize companies initially, there’s generally a way to determine an option that’s an excellent fit. It is very important to investigate the different funding options that are available to a company’s creators, management accountants, and financing officers and what factors to consider they require to make for both the long and brief term.

Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive development capital for repeating Profits companies essentially helping companies grow without quiting that precious Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s excellent to be here yeah I’m extremely thrilled to share more amazing I’m excited to enter your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you consider from what I comprehended you’re a very first time founder first time creator it resembles you struck a crowning achievement out of the park out of the gates I love it man that’s amazing well as quickly as they won you understand like it’s never the Home Run never ever like never ever counts till the game is over best basically so so so yeah um we are 4 co-founders you know and it’s amusing because we have actually all fulfilled through initially as good friends you know and then as co-founder so uh there’s three of us that interact at the exact same SAS business in in Spain so we all joined when it was really early I joined as the very first individual in sales and there are two people joined us that as product managers essentially and we see the business from absolutely no to a couple of million err over three years and after that we left um at the same time approximately I went to service school and I went to service school on the other one went to do a stint in VC with the goal of going to organization school later on so when I go to company school I I entered into Harvard and you understand I was extremely excited about it my entire objective was to go there to learn more about how to end up being a founder and then hopefully launch something upon graduation and the one that I landed there I was researching currently an idea with among these co-founders and it was genuine idea it had absolutely nothing to do or very little to do with what we’re doing now but you know that was the start of the newbie and the journey Journey or the Insight that we had was that hey there remain in particular verticals there are a lot of sequential payments you know and circular payments between business and right now you just have to await that sequence to establish or you understand like there’s nobody simplifying those circular payments so we thought about hello why don’t we do something similar to like a split wise or companies in verticals such as you understand fried or Logistics or construction you know you have a ton of celebrations that have to await different payments like they’re all involved in one way or another so imagine you have a platform and after that you have company a post Business B 100 and Company B House Business c a hundred dollars in reality with this platform what would take place is a company.

a would pay a hundred the platform Company B zero they would get they would pay absolutely no or receive no and then company C we get a hundred dollars so when we’re talking with big companies they all enjoyed it but it was the typical like cold start issue I resemble hey this is excellent when everybody’s in the platform however up until then it’s it’s pretty hard to get people to do anything so it was everything about hello how do we get more information how can we sort of begin this platform um without utilizing the platform to start with so it was all about getting more data and to get more data we got to two conclusions it resembles we either get information through providing an Analytics tool a workflow tool or we provide a funding we have a funding and we get the information or people offer us information in order to get funding so you understand we began doing that like checking out a growing number of and more and then what we need what we saw is that we knew more about sales than anything else we were actually thinking about fintech and specifically in financing and you understand like we would take a look at different modes different verticals and so on for two weeks at a time if we found enough things we would choose two more weeks if we didn’t would suffice and after that in January 2020 we had the the concept you know which is funny of offering this this SAS companies at all so they could extend terms to the consumers but constantly get the money up front so we’re resolving the financing payment assets companies have which is they have upfront costs to acquire customers and after that they get paid months of the month right so to prevent that money card that every SAS company faces which we dealt with in the past in the previous experience the objective was to provide a tool so they could say to the consumer hi look the cost is 100

annually and if you wish to pay monthly fantastic use capshase you understand um and after that Creators enjoy that they resembled hi guys this is remarkable this is the Holy Grail of SAS due to the fact that I have to do discounts so my ACV increases and I can close sales quicker since I’m using flexible payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle usually it’s like a trade-off you understand and then the next thing they stated was like hi why don’t I do this for all my client base instead of for every single new consumer that I get right so why do not I do this for my 300 customers instead of doing it for the web for the 10 brand-new consumers I get months of a month so then we saw what they desired was to convert their ARR or the customer base into in advance funding to be less dependent on Equity as I stated the starting yeah all right this is what we’re going to start with and then we’re going to discover so much so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a buddy at HBS and after that guy we started working on it like crazy and and left what is your long-lasting Vision so it started with you understand you arrived at this hate you if you’re resting on ARR we understand the company’s uh churn we understand the company’s retention gross margins And so on so I can take their ARR and provide them in advance x times times x ARR or times x mrr however what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we only way with such companies deliberately right so we resisted the

urge to work and go with funding you understand with any vertical we just deal with SAS so our objective is to establish numerous items for SAS so we start with funding and it’s great since companies actually rely on us we truly like a partner and we we help them to not simply get funding however work better in a more effective method and through that we’re finding you understand chances to expand you know in the deal of a SAS product