It can be challenging to select the funding model … Pipe Alternative Financing .
take advantage of non-dilutive growth capital on-demand. Get as much as a year of upfront capital right away, offering you the versatile financing you require to grow your business and scale. Select unpaid invoices or just recently paid costs, and choose payment terms of 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even yearly contracts, adjusting to satisfy your demands. We provide the needed financing you require at that moment. Your cash works for you instead of sitting idle. Within 24 hours, we examine the financing needed and deposit it immediately to your account. Our user friendly user interface permits you to understand and manage all your deals and accounts. Gain access to more capital as you scale. We are your partner every step of the method, reducing our rates the longer we collaborate. Your data enables us to quickly provide you with the correct amount of capital your company needs.
Capchase deals with these users and company types: Mid Size Company, Small Company, Business, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the response how about the very best of
both
you’re right with traditional financing
that’s not truly an option until now
keep your 100 with cap chase we use data
to make funding quicker fairer and more
versatile based upon your future
predictable earnings and after that we cover it
all up with a single transparent charge
Let’s get this party began at
There is always a time when a start-up’s creators, senior management group, and top finance executives examine strategies for how to scale the company to the next level and brochure what’s required to do that successfully. Protecting funding at an early stage can speed up development and cause measurable and achievable success. Ultimately, financing supervisors and the strategic preparation team need to choose the right funding source to help the business reach its objectives.
that management sets for the company. Weighing the threats and competitive hazards in a smart and balanced method is important as it can choose the future of your business The implications of selling equity, managing inconsistent cash flow, rate of interest motions, and the need to make timely payments to loan providers are amongst the aspects to think about, just to name a few.
That said, with the increase of new and more advanced funding alternatives that put business interests of start-ups and midsize business initially, there’s typically a way to figure out a solution that’s an excellent fit. It is necessary to examine the different financing choices that are available to a company’s founders, management accountants, and finance officers and what factors to consider they need to produce both the brief and long term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for repeating Earnings business generally helping companies grow without giving up that precious Equity you took so long to build Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you a lot for having me it’s terrific to be here yeah I’m extremely excited to share more remarkable I’m thrilled to get into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I comprehended you’re a first time creator very first time founder it resembles you hit a crowning achievement out of the park out of evictions I like it man that’s incredible well as soon as they won you understand like it’s never the Crowning achievement never like never counts until the video game is over best basically so so so yeah um we are 4 co-founders you know and it’s funny because we have actually all fulfilled through initially as buddies you know and after that as co-founder so uh there’s three of us that interact at the same SAS company in in Spain so we all joined when it was really early I signed up with as the very first individual in sales and there are two people joined us that as item managers essentially and we see the company from no to a few million err over three years and after that we left um at the same time roughly I went to organization school and I went to organization school on the other one went to do a stint in VC with the goal of going to organization school later on so when I go to organization school I I entered into into Harvard and you know I was very delighted about it my whole objective was to go there for more information about how to become a creator and then ideally release something upon graduation and the one that I landed there I was researching currently an idea with one of these co-founders and it was authentic concept it had absolutely nothing to do or very little to do with what we’re doing now however you know that was the beginning of the newbie and the journey Journey or the Insight that we had was that hey there are in certain verticals there are a great deal of sequential payments you understand and circular payments in between companies and today you simply have to wait on that series to establish or you understand like there’s nobody streamlining those circular payments so we considered hello why do not we do something comparable to like a split smart or business in verticals such as you know fried or Logistics or building you understand you have a lots of celebrations that have to await different payments like they’re all involved in one way or another so envision you have a platform and after that you have company a post Business B 100 and Company B House Business c a hundred dollars in reality with this platform what would happen is a company.
a would pay a hundred the platform Company B absolutely no they would get they would pay no or get zero and after that business C we get a hundred dollars so when we’re talking to large business they all liked it however it was the typical like cold start issue I’m like hey this is fantastic when everybody’s in the platform but until then it’s it’s pretty tough to get individuals to do anything so it was everything about hi how do we get more data how can we type of begin this platform um without utilizing the platform to start with so it was all about getting more data and to get more data we got to two conclusions it’s like we either get information through offering an Analytics tool a workflow tool or we provide a financing we have a funding and we get the information or individuals provide us data in order to get financing so you understand we started doing that like checking out more and more and more and after that what we need what we saw is that we knew more about sales than anything else we were really thinking about fintech and specifically in financing and you know like we would take a look at various modes different verticals and so on for 2 weeks at a time if we discovered enough stuff we would choose two more weeks if we didn’t would suffice and then in January 2020 we had the the idea you understand which is funny of offering this this SAS business at all so they could extend terms to the consumers but always get the money in advance so we’re solving the funding payment properties companies have which is they have upfront costs to acquire customers and after that they get paid months of the month right so to avoid that money card that every SAS business faces and that we faced in the past in the previous experience the objective was to provide a tool so they could say to the client hey look the price is 100
each year and if you want to pay monthly terrific use capshase you understand um and after that Creators love that they resembled hello guys this is remarkable this is the Holy Grail of SAS since I have to do discounts so my ACV increases and I can close sales quicker since I’m providing flexible payment terms so it resembles the Holy Grail you know you increase ACV you reduce cell cycle usually it’s like a compromise you understand and then the next thing they stated resembled hello why do not I do this for all my consumer base instead of for every single new client that I get right so why don’t I do this for my 300 customers instead of doing it for the web for the 10 new customers I get months of a month so then we saw what they wanted was to transform their ARR or the customer base into upfront funding to be less depending on Equity as I said the beginning yeah okay this is what we’re going to start with and then we’re going to learn a lot so we’re gon na do the rest afterwards which’s when the fourth co-founder joined who has a buddy at HBS and then guy we started working on it like crazy and and left what is your long-term Vision so it began with you understand you arrived at this hate you if you’re resting on ARR we understand the company’s uh churn we understand the company’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we only method with such business deliberately right so we resisted the
urge to work and go with funding you know with any vertical we just work with SAS so our goal is to establish several products for SAS so we start with financing and it’s great due to the fact that business really rely on us we truly like a partner and we we help them to not simply get funding but work much better in a more effective way and through that we’re finding you understand chances to broaden you know in the deal of a SAS product