It can be challenging to pick the financing model … Revenue-based Debt Financing .
tap into non-dilutive growth capital on-demand. Receive approximately a year of in advance capital immediately, giving you the versatile funding you require to grow your service and scale. Select overdue billings or just recently paid costs, and select payment regards to 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even annual agreements, adjusting to fulfill your needs. We offer the essential funding you require at that moment. Your cash works for you instead of sitting idle. Within 24 hr, we assess the funding required and deposit it quickly to your account. Our easy-to-use user interface allows you to comprehend and manage all your accounts and deals. Gain access to more capital as you scale. We are your partner every step of the way, lowering our rates the longer we work together. Your data allows us to rapidly provide you with the correct amount of capital your company requirements.
Capchase deals with these users and company types: Mid Size Service, Small Business, Enterprise, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the best of
you’re right with traditional financing
that’s not actually an option previously
keep your 100 with cap chase we utilize data
to make financing faster fairer and more
versatile based on your future
foreseeable profits and then we cover it
all up with a single transparent fee
Let’s get this celebration began at
There is constantly a time when a start-up’s creators, senior management team, and top financing executives evaluate strategies for how to scale the business to the next level and brochure what’s needed to do that successfully. Securing financing at an early stage can accelerate development and lead to measurable and attainable success. Ultimately, financing supervisors and the tactical preparation team need to decide on the right funding source to help the business reach its objectives.
that management sets for the company. Weighing the risks and competitive dangers in a intelligent and well balanced method is vital as it can decide the future of your company The implications of selling equity, handling inconsistent cash flow, interest rate movements, and the need to make timely payments to lenders are amongst the factors to think about, just among others.
That stated, with the rise of new and more advanced funding options that put the business interests of start-ups and midsize companies initially, there’s typically a way to figure out an option that’s an excellent fit. It’s important to investigate the different funding options that are available to a company’s creators, management accountants, and financing officers and what considerations they need to produce both the short and long term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive development capital for recurring Revenue business generally assisting companies grow without giving up that valuable Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s great to be here yeah I’m really excited to share more amazing I’m delighted to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I comprehended you’re a first time creator very first time creator it resembles you hit a home run out of the park out of the gates I like it man that’s remarkable well as soon as they won you understand like it’s never ever the Crowning achievement never like never counts up until the game is over right generally so so so yeah um we are 4 co-founders you understand and it’s funny since we’ve all met through initially as buddies you understand and after that as co-founder so uh there’s 3 of us that collaborate at the exact same SAS company in in Spain so all of us joined when it was very early I signed up with as the first person in sales and there are 2 people joined us that as item supervisors essentially and we see the business from absolutely no to a few million err over three years and after that we left um at the same time approximately I went to business school and I went to organization school on the other one went to do a stint in VC with the objective of going to business school later on so when I go to service school I I got into into Harvard and you know I was really excited about it my whole goal was to go there to learn more about how to end up being a creator and then hopefully release something upon graduation and the one that I landed there I was looking into already an idea with among these co-founders and it was authentic idea it had nothing to do or very little to do with what we’re doing now however you understand that was the start of the newbie and the journey Journey or the Insight that we had was that hey there are in certain verticals there are a lot of consecutive payments you know and circular payments between business and right now you just need to wait on that series to establish or you understand like there’s nobody simplifying those circular payments so we thought of hey why do not we do something comparable to like a split smart or companies in verticals such as you understand fried or Logistics or construction you understand you have a lots of celebrations that have to await various payments like they’re all associated with one way or another so imagine you have a platform and after that you have company a post Business B 100 and Business B Home Company c a hundred dollars in reality with this platform what would take place is a company.
a would pay a hundred the platform Company B no they would get they would pay zero or get absolutely no and after that company C we get a hundred dollars so when we’re speaking with big business they all liked it but it was the typical like cold start issue I resemble hey this is excellent when everybody’s in the platform however up until then it’s it’s pretty hard to get people to do anything so it was all about hey how do we get more information how can we type of kick start this platform um without utilizing the platform to start with so it was everything about getting more information and to get more data we got to two conclusions it resembles we either get data through providing an Analytics tool a workflow tool or we offer a financing we have a financing and we get the people or information give us data in order to get financing so you know we started doing that like exploring a growing number of and more and after that what we require what we saw is that we knew more about sales than anything else we were really thinking about fintech and specifically in funding and you know like we would take a look at different modes different verticals and so on for 2 weeks at a time if we discovered enough things we would go for 2 more weeks if we didn’t would suffice and then in January 2020 we had the the idea you understand which is amusing of offering this this SAS companies at all so they could extend terms to the consumers but constantly get the money up front so we’re resolving the funding payment possessions business have which is they have upfront costs to acquire consumers and then they make money months of the month right so to prevent that cash card that every SAS business faces and that we faced in the past in the previous experience the goal was to give them a tool so they might say to the customer hey look the cost is 100
each year and if you want to pay regular monthly great usage capshase you know um and after that Creators love that they were like hey guys this is fantastic this is the Holy Grail of SAS due to the fact that I have to do discounts so my ACV boosts and I can close sales quicker since I’m offering versatile payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle typically it resembles a trade-off you understand and then the next thing they said resembled hi why don’t I do this for all my client base instead of for every new consumer that I get right so why do not I do this for my 300 customers instead of doing it for the web for the 10 new customers I get months of a month so then we saw what they wanted was to convert their ARR or the client base into upfront funding to be less dependent on Equity as I stated the beginning yeah alright this is what we’re going to begin with and after that we’re going to learn a lot so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a buddy at HBS and after that man we started working on it like crazy and and left what is your long-lasting Vision so it began with you know you arrived on this hate you if you’re resting on ARR we understand the business’s uh churn we understand the business’s retention gross margins And so on so I can take their ARR and lend them up front x times times x ARR or times x mrr but what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we just method with such business intentionally right so we resisted the
urge to work and go with funding you know with any vertical we just deal with SAS so our goal is to establish several products for SAS so we begin with financing and it’s great due to the fact that companies truly depend on us we actually like a partner and we we help them to not just get funding however work much better in a more efficient way and through that we’re discovering you know opportunities to expand you know in the deal of a SAS item