It can be challenging to pick the financing model … Revenue-based Financing Accounting Treatment .

take advantage of non-dilutive development capital on-demand. Receive up to a year of in advance capital immediately, providing you the versatile financing you require to grow your business and scale. Select overdue billings or just recently paid costs, and choose repayment terms of 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even yearly agreements, adjusting to meet your demands. We offer the essential funding you need at that moment. Your money works for you instead of sitting idle. Within 24 hours, we evaluate the funding needed and deposit it immediately to your account. Our easy-to-use interface permits you to understand and handle all your accounts and deals. Access more capital as you scale. We are your partner every action of the method, decreasing our rates the longer we work together. Your data enables us to quickly offer you with the correct amount of capital your organization requirements.

Capchase works with these users and organization types: Mid Size Business, Small Business, Enterprise, Freelance, Nonprofit, and Federal government.

what’s better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the response how about the very best of
both
you’re right with conventional funding
that’s not really an alternative until now
keep your 100 with cap chase we utilize data
to make financing faster fairer and more
versatile based on your future
predictable profits and after that we wrap it
all up with a single transparent fee
Let’s get this party began at

There is constantly a moment when a start-up’s creators, senior management group, and top financing executives assess techniques for how to scale the business to the next level and catalog what’s needed to do that successfully. Securing financing at an early stage can accelerate growth and cause attainable and quantifiable success. Eventually, finance managers and the strategic planning team need to choose the right financing source to help the company reach its goals.

that management sets for the organization. Weighing the threats and competitive dangers in a well balanced and intelligent method is essential as it can choose the future of your business The implications of offering equity, handling irregular cash flow, rate of interest movements, and the need to make prompt payments to loan providers are amongst the aspects to consider, just to name a few.

That said, with the increase of brand-new and more sophisticated financing options that put the business interests of start-ups and midsize business initially, there’s usually a method to determine a service that’s a great fit. It is very important to examine the various funding choices that are offered to a business’s creators, management accountants, and finance officers and what factors to consider they require to make for both the long and short term.

Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive development capital for repeating Revenue business generally helping companies grow without quiting that valuable Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s terrific to be here yeah I’m very delighted to share more amazing I’m delighted to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I comprehended you’re a very first time founder first time founder it resembles you hit a crowning achievement out of the park out of evictions I enjoy it man that’s amazing well as quickly as they won you know like it’s never ever the Crowning achievement never ever like never counts till the game is over best basically so so so yeah um we are 4 co-founders you understand and it’s funny because we’ve all fulfilled through first as pals you know and then as co-founder so uh there’s 3 of us that collaborate at the very same SAS company in in Spain so we all joined when it was very early I joined as the very first person in sales and there are two individuals joined us that as product managers generally and we see the business from zero to a couple of million err over three years and after that we left um at the same time roughly I went to organization school and I went to organization school on the other one went to do a stint in VC with the goal of going to company school later on so when I go to service school I I got into into Harvard and you understand I was extremely thrilled about it my whole goal was to go there to learn more about how to become a creator and then ideally launch something upon graduation and the one that I landed there I was looking into already an idea with one of these co-founders and it was authentic idea it had absolutely nothing to do or extremely little to do with what we’re doing now however you know that was the beginning of the journey and the novice Journey or the Insight that we had was that hey there are in certain verticals there are a lot of sequential payments you understand and circular payments in between business and right now you just have to wait on that sequence to develop or you know like there’s nobody simplifying those circular payments so we considered hello why do not we do something similar to like a split smart or business in verticals such as you know fried or Logistics or construction you know you have a lots of parties that need to wait on various payments like they’re all associated with one way or another so envision you have a platform and then you have company a post Business B 100 and Company B Home Company c a hundred dollars in reality with this platform what would happen is a business.

a would pay a hundred the platform Business B zero they would get they would pay zero or get absolutely no and after that business C we get a hundred dollars so when we’re talking to large business they all loved it but it was the typical like cold start problem I’m like hey this is terrific when everybody’s in the platform however up until then it’s it’s pretty tough to get people to do anything so it was all about hi how do we get more information how can we sort of kick start this platform um without utilizing the platform to start with so it was everything about getting more data and to get more information we got to 2 conclusions it resembles we either get data through using an Analytics tool a workflow tool or we offer a financing we have a financing and we get the people or information provide us information in order to get funding so you know we started doing that like exploring more and more and more and after that what we need what we saw is that we knew more about sales than anything else we were truly thinking about fintech and specifically in funding and you understand like we would look at different modes different verticals and so on for two weeks at a time if we discovered enough things we would choose 2 more weeks if we didn’t would cut it and after that in January 2020 we had the the concept you understand which is amusing of offering this this SAS companies at all so they could extend terms to the customers however constantly get the cash up front so we’re solving the financing payment possessions companies have which is they have in advance expenses to get customers and after that they get paid months of the month right so to prevent that money card that every SAS business deals with and that we faced in the past in the previous experience the goal was to provide a tool so they might say to the customer hi look the rate is 100

each year and if you want to pay regular monthly terrific use capshase you know um and after that Founders enjoy that they resembled hi guys this is fantastic this is the Holy Grail of SAS due to the fact that I need to do discount rates so my ACV boosts and I can close sales much faster since I’m providing flexible payment terms so it’s like the Holy Grail you understand you increase ACV you decrease cell cycle generally it’s like a compromise you know and then the next thing they stated was like hi why don’t I do this for all my customer base instead of for every brand-new consumer that I get right so why do not I do this for my 300 consumers instead of doing it for the web for the 10 brand-new consumers I get months of a month so then we saw what they desired was to convert their ARR or the customer base into upfront financing to be less dependent on Equity as I said the starting yeah all right this is what we’re going to begin with and then we’re going to find out a lot so we’re gon na do the rest afterwards which’s when the 4th co-founder joined who has a good friend at HBS and after that man we began dealing with it like crazy and and dropped out what is your long-lasting Vision so it began with you know you arrived on this hate you if you’re sitting on ARR we understand the business’s uh churn we know the company’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr however what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we just method with such business intentionally right so we withstood the

desire to work and go with funding you know with any vertical we only work with SAS so our goal is to establish numerous items for SAS so we start with financing and it’s excellent since companies really count on us we actually like a partner and we we help them to not simply get funding however work better in a more efficient way and through that we’re finding you understand chances to expand you understand in the transaction of a SAS product

It can be challenging to pick the financing model … Revenue Based Financing Accounting Treatment .

tap into non-dilutive growth capital on-demand. Receive approximately a year of upfront capital right away, giving you the flexible funding you need to grow your service and scale. Select overdue billings or recently paid expenditures, and choose payment regards to 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even annual agreements, adjusting to meet your needs. We offer the essential funding you need at that moment. Your money works for you rather than sitting idle. Within 24 hours, we examine the financing required and deposit it instantly to your account. Our user friendly interface allows you to understand and handle all your accounts and transactions. Gain access to more capital as you scale. We are your partner every step of the method, decreasing our rates the longer we interact. Your data enables us to rapidly supply you with the right amount of capital your service requirements.

Capchase works with these users and organization types: Mid Size Service, Small Business, Enterprise, Freelance, Nonprofit, and Government.

what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the very best of
both
you’re right with standard financing
that’s not actually an option until now
keep your 100 with cap chase we use information
to make financing much faster fairer and more
flexible based upon your future
predictable revenue and then we cover it
all up with a single transparent cost
Let’s get this celebration began at

There is constantly a time when a start-up’s creators, senior management team, and top finance executives assess strategies for how to scale the business to the next level and brochure what’s required to do that successfully. Protecting financing at an early stage can speed up growth and result in quantifiable and attainable success. Ultimately, financing managers and the strategic planning group have to pick the right funding source to help the business reach its objectives.

that management sets for the company. Weighing the threats and competitive dangers in a balanced and intelligent way is vital as it can choose the future of your business The ramifications of selling equity, managing inconsistent cash flow, interest rate movements, and the need to make prompt payments to lenders are amongst the elements to think about, just to name a few.

That stated, with the rise of brand-new and more advanced funding choices that put business interests of start-ups and midsize companies first, there’s generally a method to figure out an option that’s a great fit. It is necessary to examine the various funding options that are available to a company’s founders, management accountants, and financing officers and what factors to consider they need to produce both the long and short term.

Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive growth capital for recurring Revenue companies essentially assisting companies grow without giving up that precious Equity you took so long to build Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s excellent to be here yeah I’m really excited to share more incredible I’m delighted to enter your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you consider from what I comprehended you’re a first time founder very first time creator it resembles you struck a crowning achievement out of the park out of evictions I like it man that’s fantastic well as quickly as they won you understand like it’s never the Crowning achievement never like never counts till the video game is over best basically so so so yeah um we are four co-founders you know and it’s amusing due to the fact that we’ve all met through first as good friends you understand and after that as co-founder so uh there’s three of us that collaborate at the same SAS business in in Spain so all of us signed up with when it was extremely early I joined as the first individual in sales and there are 2 individuals joined us that as product supervisors basically and we see the business from zero to a few million err over 3 years and then we left um at the same time approximately I went to business school and I went to company school on the other one went to do a stint in VC with the objective of going to business school later on so when I go to service school I I got into into Harvard and you understand I was really excited about it my entire objective was to go there to read more about how to end up being a creator and after that ideally launch something upon graduation and the one that I landed there I was looking into already a concept with among these co-founders and it was authentic idea it had absolutely nothing to do or really little to do with what we’re doing now however you know that was the start of the newbie and the journey Journey or the Insight that we had was that hey there remain in certain verticals there are a lot of sequential payments you know and circular payments in between business and today you just need to wait on that sequence to develop or you know like there’s no one simplifying those circular payments so we considered hello why don’t we do something comparable to like a split sensible or business in verticals such as you know fried or Logistics or construction you know you have a lots of celebrations that need to wait on different payments like they’re all associated with one way or another so picture you have a platform and then you have company a post Company B 100 and Business B Home Company c a hundred dollars in reality with this platform what would occur is a company.

a would pay a hundred the platform Business B zero they would get they would pay zero or get zero and after that business C we get a hundred dollars so when we’re talking to big business they all liked it however it was the common like cold start issue I’m like hey this is excellent when everyone remains in the platform but up until then it’s it’s quite hard to get people to do anything so it was everything about hey how do we get more information how can we kind of kick start this platform um without utilizing the platform to start with so it was everything about getting more data and to get more data we got to two conclusions it resembles we either get data through offering an Analytics tool a workflow tool or we provide a funding we have a funding and we get the data or individuals give us information in order to get financing so you understand we began doing that like checking out increasingly more and more and then what we require what we saw is that we understood more about sales than anything else we were truly interested in fintech and specifically in funding and you understand like we would take a look at various modes different verticals and so on for 2 weeks at a time if we discovered enough things we would go for two more weeks if we didn’t would suffice and after that in January 2020 we had the the concept you understand which is funny of offering this this SAS companies at all so they might extend terms to the clients however always get the money in advance so we’re resolving the financing payment properties companies have which is they have upfront costs to get consumers and after that they earn money months of the month right so to prevent that money card that every SAS business faces and that we dealt with in the past in the previous experience the goal was to provide a tool so they might state to the customer hey look the rate is 100

per year and if you wish to pay monthly great use capshase you know um and after that Founders enjoy that they were like hello guys this is fantastic this is the Holy Grail of SAS since I need to do discount rates so my ACV increases and I can close sales much faster since I’m using versatile payment terms so it resembles the Holy Grail you know you increase ACV you reduce cell cycle typically it’s like a compromise you understand and after that the next thing they stated was like hello why do not I do this for all my consumer base instead of for each new customer that I get right so why don’t I do this for my 300 consumers instead of doing it for the web for the 10 new consumers I get months of a month so then we saw what they wanted was to convert their ARR or the consumer base into in advance financing to be less dependent on Equity as I said the beginning yeah alright this is what we’re going to start with and after that we’re going to find out a lot so we’re gon na do the rest afterwards and that’s when the fourth co-founder joined who has a buddy at HBS and then guy we began working on it like crazy and and dropped out what is your long-lasting Vision so it began with you know you landed on this hate you if you’re resting on ARR we know the business’s uh churn we know the company’s retention gross margins And so on so I can take their ARR and lend them in advance x times times x ARR or times x mrr but what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we just method with such companies intentionally right so we resisted the

desire to go and work with financing you understand with any vertical we only work with SAS so our goal is to establish several products for SAS so we start with funding and it’s terrific due to the fact that business truly count on us we truly like a partner and we we help them to not simply get funding but work better in a more effective way and through that we’re discovering you understand opportunities to broaden you know in the transaction of a SAS item