It can be challenging to pick the funding model … Revenue Based Financing Agreement .

Get up to a year of upfront capital immediately, offering you the flexible financing you need to grow your organization and scale. We supply the required financing you require at that minute. Within 24 hours, we examine the financing needed and deposit it immediately to your account.

Capchase works with these users and organization types: Mid Size Company, Small Company, Business, Freelance, Nonprofit, and Government.

what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the response how about the best of
both
you’re right with standard financing
that’s not actually a choice until now
keep your 100 with cap chase we utilize data
to make funding much faster fairer and more
flexible based on your future
foreseeable income and after that we cover it
all up with a single transparent fee
so let’s get this celebration began at

There is constantly a moment when a start-up’s creators, senior management group, and top finance executives evaluate methods for how to scale the company to the next level and catalog what’s needed to do that successfully. Protecting financing at an early stage can speed up development and result in achievable and measurable success. Ultimately, financing supervisors and the strategic planning team have to decide on the right funding source to help the business reach its objectives.

that management sets for the organization. Weighing the risks and competitive dangers in a smart and balanced method is essential as it can decide the future of your business The implications of offering equity, managing inconsistent capital, rates of interest motions, and the requirement to make timely payments to lending institutions are amongst the aspects to think about, simply among others.

That said, with the increase of brand-new and more advanced funding choices that put the business interests of start-ups and midsize companies initially, there’s generally a method to find out a solution that’s an excellent fit. It is essential to investigate the different funding options that are readily available to a business’s creators, management accounting professionals, and finance officers and what considerations they require to produce both the brief and long term.

Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for recurring Earnings business basically helping companies grow without giving up that precious Equity you took so long to construct Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s great to be here yeah I’m really excited to share more awesome I’m excited to enter your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I understood you’re a first time creator very first time founder it’s like you struck a crowning achievement out of the park out of evictions I love it man that’s amazing well as soon as they won you understand like it’s never ever the Crowning achievement never like never counts until the video game is over ideal essentially so so so yeah um we are 4 co-founders you understand and it’s funny because we have actually all met through initially as buddies you understand and then as co-founder so uh there’s three people that collaborate at the exact same SAS business in in Spain so we all joined when it was very early I joined as the very first person in sales and there are 2 individuals joined us that as product supervisors basically and we see the business from no to a few million err over three years and after that we left um at the same time approximately I went to service school and I went to organization school on the other one went to do a stint in VC with the objective of going to service school afterwards so when I go to organization school I I entered into Harvard and you understand I was very delighted about it my whole goal was to go there to read more about how to end up being a creator and after that hopefully launch something upon graduation and the one that I landed there I was looking into currently a concept with among these co-founders and it was genuine concept it had absolutely nothing to do or really little to do with what we’re doing now but you know that was the start of the journey and the beginner Journey or the Insight that we had was that hey there are in certain verticals there are a lot of consecutive payments you know and circular payments in between companies and today you simply need to wait for that sequence to establish or you understand like there’s no one streamlining those circular payments so we considered hello why don’t we do something comparable to like a split sensible or companies in verticals such as you understand fried or Logistics or building and construction you know you have a lots of celebrations that have to wait for different payments like they’re all involved in one way or another so picture you have a platform and then you have company a post Business B 100 and Business B House Business c a hundred dollars in reality with this platform what would happen is a company.

a would pay a hundred the platform Company B zero they would get they would pay no or receive no and then business C we get a hundred dollars so when we’re talking to large business they all loved it but it was the normal like cold start issue I resemble hey this is terrific when everyone’s in the platform but up until then it’s it’s pretty tough to get people to do anything so it was all about hey how do we get more data how can we sort of kick start this platform um without utilizing the platform to start with so it was all about getting more information and to get more information we got to 2 conclusions it’s like we either get data through offering an Analytics tool a workflow tool or we provide a financing we have a funding and we get the data or people provide us data in order to get financing so you understand we started doing that like checking out increasingly more and more and after that what we require what we saw is that we knew more about sales than anything else we were actually interested in fintech and particularly in financing and you understand like we would take a look at different modes different verticals and so on for 2 weeks at a time if we found enough things we would choose two more weeks if we didn’t would cut it and then in January 2020 we had the the idea you know which is amusing of providing this this SAS companies at all so they could extend terms to the clients however constantly get the cash in advance so we’re solving the funding payment assets business have which is they have in advance costs to obtain consumers and then they make money months of the month right so to avoid that cash card that every SAS company deals with which we faced in the past in the previous experience the goal was to provide a tool so they might state to the consumer hey look the rate is 100

per year and if you want to pay monthly terrific usage capshase you know um and then Founders like that they resembled hi guys this is incredible this is the Holy Grail of SAS since I have to do discount rates so my ACV increases and I can close sales faster since I’m providing flexible payment terms so it resembles the Holy Grail you understand you increase ACV you reduce cell cycle normally it resembles a trade-off you know and after that the next thing they stated resembled hi why do not I do this for all my customer base instead of for every new customer that I get right so why do not I do this for my 300 customers instead of doing it for the web for the 10 new consumers I get months of a month so then we saw what they desired was to convert their ARR or the consumer base into in advance financing to be less dependent on Equity as I stated the starting yeah alright this is what we’re going to start with and then we’re going to learn so much so we’re gon na do the rest later on which’s when the fourth co-founder joined who has a good friend at HBS and after that guy we started dealing with it like crazy and and dropped out what is your long-term Vision so it began with you understand you arrived at this hate you if you’re sitting on ARR we understand the business’s uh churn we understand the company’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr however what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we only way with such companies intentionally right so we withstood the

desire to work and go with funding you understand with any vertical we only work with SAS so our objective is to establish several items for SAS so we start with funding and it’s fantastic since companies truly rely on us we really like a partner and we we help them to not just get funding however work much better in a more effective way and through that we’re finding you know chances to expand you know in the deal of a SAS item

It can be challenging to choose the funding model … Revenue-based Financing Agreement .

Receive up to a year of in advance capital right away, providing you the versatile financing you need to grow your organization and scale. We supply the required funding you require at that minute. Within 24 hours, we assess the funding needed and deposit it immediately to your account.

Capchase deals with these users and company types: Mid Size Company, Small Company, Business, Freelance, Nonprofit, and Federal government.

what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the response how about the very best of
both
you’re right with standard financing
that’s not really an option previously
keep your 100 with cap chase we use data
to make funding much faster fairer and more
versatile based upon your future
predictable revenue and then we wrap it
all up with a single transparent fee
so let’s get this party started at

There is always a point in time when a start-up’s creators, senior management team, and top finance executives examine strategies for how to scale the company to the next level and catalog what’s needed to do that successfully. Securing funding at an early stage can speed up growth and cause quantifiable and obtainable success. Eventually, financing supervisors and the tactical planning team have to choose the right funding source to assist the company reach its objectives.

that management sets for the company. Weighing the threats and competitive risks in a smart and balanced method is crucial as it can decide the future of your company The ramifications of selling equity, handling irregular cash flow, interest rate movements, and the requirement to make timely payments to lending institutions are amongst the factors to consider, simply among others.

That stated, with the increase of brand-new and more advanced funding options that put the business interests of start-ups and midsize business initially, there’s normally a way to figure out an option that’s a great fit. It is very important to examine the various financing alternatives that are readily available to a company’s creators, management accounting professionals, and finance officers and what factors to consider they require to produce both the long and brief term.

Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for recurring Income companies essentially assisting companies grow without quiting that valuable Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s fantastic to be here yeah I’m very thrilled to share more awesome I’m excited to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I comprehended you’re a first time founder first time creator it’s like you hit a crowning achievement out of the park out of the gates I love it man that’s fantastic well as quickly as they won you know like it’s never ever the Home Run never like never ever counts until the game is over right basically so so so yeah um we are 4 co-founders you understand and it’s funny since we have actually all met through first as friends you know and after that as co-founder so uh there’s three of us that collaborate at the exact same SAS business in in Spain so all of us joined when it was very early I joined as the first individual in sales and there are 2 people joined us that as product managers basically and we see the business from absolutely no to a couple of million err over three years and after that we left um at the same time roughly I went to company school and I went to company school on the other one went to do a stint in VC with the goal of going to organization school later on so when I go to service school I I entered into into Harvard and you understand I was extremely excited about it my entire objective was to go there to learn more about how to end up being a creator and then ideally release something upon graduation and the one that I landed there I was researching currently an idea with among these co-founders and it was authentic idea it had absolutely nothing to do or really little to do with what we’re doing now however you understand that was the start of the novice and the journey Journey or the Insight that we had was that hey there remain in specific verticals there are a lot of sequential payments you know and circular payments in between companies and today you simply have to wait for that sequence to develop or you know like there’s no one streamlining those circular payments so we considered hey why do not we do something comparable to like a split wise or business in verticals such as you understand fried or Logistics or building and construction you know you have a ton of celebrations that need to wait on different payments like they’re all involved in one way or another so picture you have a platform and after that you have company a post Business B 100 and Business B Home Company c a hundred dollars in reality with this platform what would occur is a business.

a would pay a hundred the platform Business B zero they would get they would pay no or receive zero and after that company C we get a hundred dollars so when we’re speaking with large companies they all liked it but it was the normal like cold start issue I’m like hey this is fantastic when everybody’s in the platform but until then it’s it’s pretty hard to get people to do anything so it was all about hi how do we get more data how can we kind of kick start this platform um without utilizing the platform to start with so it was everything about getting more data and to get more data we got to two conclusions it resembles we either get information through using an Analytics tool a workflow tool or we provide a funding we have a funding and we get the information or individuals give us data in order to get funding so you know we began doing that like exploring increasingly more and more and then what we need what we saw is that we knew more about sales than anything else we were actually interested in fintech and specifically in funding and you know like we would take a look at various modes various verticals and so on for two weeks at a time if we discovered enough stuff we would opt for two more weeks if we didn’t would cut it and after that in January 2020 we had the the idea you understand which is funny of offering this this SAS business at all so they might extend terms to the clients but constantly get the cash up front so we’re solving the financing payment properties business have which is they have in advance expenses to acquire clients and after that they earn money months of the month right so to prevent that money card that every SAS company faces and that we dealt with in the past in the previous experience the objective was to provide a tool so they might say to the client hi look the rate is 100

each year and if you want to pay regular monthly great usage capshase you understand um and after that Founders enjoy that they resembled hey people this is fantastic this is the Holy Grail of SAS since I have to do discounts so my ACV increases and I can close sales quicker because I’m providing flexible payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle generally it resembles a compromise you understand and then the next thing they stated was like hey why do not I do this for all my client base instead of for each new consumer that I get right so why do not I do this for my 300 clients instead of doing it for the net for the 10 new consumers I get months of a month so then we saw what they wanted was to convert their ARR or the client base into in advance financing to be less based on Equity as I said the starting yeah all right this is what we’re going to begin with and then we’re going to learn so much so we’re gon na do the rest afterwards which’s when the fourth co-founder joined who has a pal at HBS and after that male we started dealing with it like crazy and and left what is your long-term Vision so it started with you understand you arrived at this hate you if you’re sitting on ARR we know the company’s uh churn we understand the business’s retention gross margins And so on so I can take their ARR and lend them in advance x times times x ARR or times x mrr however what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS business right like we only method with such companies intentionally right so we withstood the

urge to work and go with financing you understand with any vertical we only deal with SAS so our goal is to develop several products for SAS so we begin with financing and it’s fantastic due to the fact that companies actually depend on us we actually like a partner and we we help them to not simply get financing but work much better in a more effective way and through that we’re discovering you know opportunities to broaden you know in the deal of a SAS item