It can be challenging to select the financing model … Revenue Based Financing Tax Treatment .
tap into non-dilutive development capital on-demand. Receive up to a year of upfront capital immediately, providing you the flexible funding you require to grow your company and scale. Select overdue invoices or recently paid costs, and select repayment terms of 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even annual agreements, adapting to fulfill your demands. We provide the essential funding you need at that moment. Your money works for you rather than sitting idle. Within 24 hr, we assess the financing needed and deposit it instantly to your account. Our user friendly interface permits you to comprehend and handle all your transactions and accounts. Gain access to more capital as you scale. We are your partner every action of the method, decreasing our rates the longer we work together. Your data allows us to rapidly provide you with the right amount of capital your organization requirements.
Capchase deals with these users and organization types: Mid Size Service, Small Company, Business, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the response how about the very best of
you’re right with conventional financing
that’s not truly an alternative until now
keep your 100 with cap chase we use information
to make funding much faster fairer and more
flexible based on your future
predictable revenue and after that we cover it
all up with a single transparent cost
so let’s get this party started at
There is constantly a time when a start-up’s founders, senior management group, and leading finance executives assess strategies for how to scale the company to the next level and brochure what’s required to do that successfully. Securing funding at an early stage can speed up growth and result in attainable and measurable success. Ultimately, financing supervisors and the tactical planning group have to choose the right funding source to help the company reach its objectives.
that management sets for the organization. Weighing the risks and competitive threats in a smart and balanced way is vital as it can decide the future of your business The implications of selling equity, handling irregular capital, interest rate movements, and the need to make timely payments to lending institutions are among the elements to think about, just among others.
That stated, with the increase of brand-new and more advanced financing choices that put the business interests of start-ups and midsize companies first, there’s generally a method to find out a solution that’s an excellent fit. It is necessary to investigate the different funding options that are readily available to a business’s founders, management accountants, and financing officers and what factors to consider they need to make for both the long and brief term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for repeating Revenue companies generally helping companies grow without quiting that precious Equity you took so long to build Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s fantastic to be here yeah I’m very thrilled to share more remarkable I’m thrilled to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I comprehended you’re a first time founder first time founder it resembles you struck a crowning achievement out of the park out of the gates I love it man that’s amazing well as soon as they won you understand like it’s never ever the Home Run never like never ever counts until the video game is over best generally so so so yeah um we are four co-founders you understand and it’s funny because we’ve all met through initially as pals you know and after that as co-founder so uh there’s 3 of us that work together at the same SAS business in in Spain so all of us signed up with when it was extremely early I signed up with as the first individual in sales and there are 2 people joined us that as product managers generally and we see the business from zero to a few million err over 3 years and then we left um at the same time roughly I went to business school and I went to business school on the other one went to do a stint in VC with the objective of going to company school afterwards so when I go to business school I I got into into Harvard and you understand I was extremely delighted about it my entire objective was to go there to learn more about how to become a creator and after that ideally release something upon graduation and the one that I landed there I was looking into currently an idea with one of these co-founders and it was genuine concept it had nothing to do or really little to do with what we’re doing now but you understand that was the beginning of the beginner and the journey Journey or the Insight that we had was that hey there are in certain verticals there are a great deal of sequential payments you know and circular payments in between business and right now you just need to wait for that sequence to develop or you know like there’s nobody simplifying those circular payments so we thought about hey why don’t we do something similar to like a split smart or business in verticals such as you understand fried or Logistics or construction you know you have a ton of celebrations that have to wait for various payments like they’re all associated with one way or another so picture you have a platform and then you have company a post Business B 100 and Business B Home Business c a hundred dollars in reality with this platform what would take place is a business.
a would pay a hundred the platform Business B no they would get they would pay no or receive zero and then company C we get a hundred dollars so when we’re talking to large companies they all enjoyed it but it was the typical like cold start issue I resemble hey this is terrific when everyone’s in the platform but until then it’s it’s quite difficult to get individuals to do anything so it was everything about hey how do we get more information how can we sort of kick start this platform um without using the platform to start with so it was everything about getting more information and to get more data we got to two conclusions it’s like we either get information through providing an Analytics tool a workflow tool or we provide a funding we have a financing and we get the people or information offer us data in order to get financing so you understand we started doing that like exploring a growing number of and more and after that what we need what we saw is that we knew more about sales than anything else we were truly interested in fintech and particularly in financing and you understand like we would look at different modes different verticals and so on for 2 weeks at a time if we discovered enough stuff we would go for two more weeks if we didn’t would cut it and then in January 2020 we had the the idea you know which is funny of providing this this SAS business at all so they could extend terms to the customers but constantly get the cash up front so we’re solving the funding payment properties companies have which is they have upfront costs to acquire clients and after that they make money months of the month right so to prevent that cash card that every SAS company deals with which we faced in the past in the previous experience the objective was to provide a tool so they might say to the client hey look the cost is 100
annually and if you wish to pay monthly fantastic usage capshase you understand um and then Founders love that they were like hello guys this is fantastic this is the Holy Grail of SAS since I have to do discounts so my ACV boosts and I can close sales much faster due to the fact that I’m providing flexible payment terms so it’s like the Holy Grail you know you increase ACV you reduce cell cycle normally it resembles a trade-off you know and then the next thing they stated resembled hello why don’t I do this for all my consumer base instead of for each brand-new customer that I solve so why don’t I do this for my 300 customers instead of doing it for the web for the 10 brand-new customers I get months of a month so then we saw what they wanted was to convert their ARR or the client base into upfront financing to be less depending on Equity as I stated the starting yeah okay this is what we’re going to start with and then we’re going to learn so much so we’re gon na do the rest later on which’s when the fourth co-founder joined who has a good friend at HBS and then male we started dealing with it like crazy and and dropped out what is your long-term Vision so it started with you understand you arrived at this hate you if you’re sitting on ARR we know the business’s uh churn we understand the business’s retention gross margins And so on so I can take their ARR and provide them up front x times times x ARR or times x mrr however what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we only way with such companies deliberately right so we resisted the
urge to go and work with funding you know with any vertical we only deal with SAS so our objective is to establish multiple products for SAS so we begin with financing and it’s fantastic due to the fact that business actually count on us we truly like a partner and we we help them to not just get funding however work better in a more effective way and through that we’re discovering you understand opportunities to expand you understand in the deal of a SAS item