It can be challenging to pick the financing model … Revenue Based .
take advantage of non-dilutive development capital on-demand. Receive as much as a year of in advance capital instantly, giving you the flexible funding you require to grow your business and scale. Select unpaid invoices or just recently paid expenses, and select repayment regards to 3,6,9, or 12 months. As much funding, or as little, when you require it. We accept monthly, quarterly, even annual agreements, adapting to meet your demands. We offer the needed financing you need at that moment. Your cash works for you rather than sitting idle. Within 24 hr, we examine the financing required and deposit it immediately to your account. Our easy-to-use user interface enables you to comprehend and handle all your accounts and deals. Gain access to more capital as you scale. We are your partner every step of the way, lowering our rates the longer we work together. Your information enables us to quickly offer you with the correct amount of capital your service needs.
Capchase deals with these users and company types: Mid Size Service, Small Business, Enterprise, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the best of
you’re right with conventional financing
that’s not really an alternative until now
keep your 100 with cap chase we use data
to make financing quicker fairer and more
flexible based on your future
predictable profits and after that we cover it
all up with a single transparent fee
Let’s get this party began at
There is always a point in time when a start-up’s founders, senior management team, and leading financing executives evaluate strategies for how to scale the company to the next level and catalog what’s needed to do that effectively. Securing financing at an early stage can accelerate growth and cause achievable and quantifiable success. Eventually, finance managers and the strategic preparation group have to choose the right funding source to assist the business reach its goals.
that management sets for the company. Weighing the threats and competitive dangers in a well balanced and smart method is essential as it can choose the future of your business The implications of offering equity, handling irregular capital, interest rate motions, and the need to make timely payments to lending institutions are amongst the factors to consider, simply among others.
That said, with the increase of new and more advanced funding choices that put the business interests of start-ups and midsize business initially, there’s normally a way to find out a solution that’s a great fit. It is necessary to investigate the different financing options that are offered to a company’s creators, management accountants, and finance officers and what factors to consider they need to produce both the brief and long term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive development capital for recurring Earnings companies essentially helping business grow without giving up that valuable Equity you took so long to build Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s fantastic to be here yeah I’m extremely excited to share more awesome I’m delighted to enter your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you consider from what I comprehended you’re a first time founder very first time founder it resembles you hit a crowning achievement out of the park out of evictions I love it man that’s remarkable well as soon as they won you know like it’s never ever the Home Run never like never counts up until the game is over best essentially so so so yeah um we are 4 co-founders you understand and it’s funny because we have actually all satisfied through initially as buddies you know and after that as co-founder so uh there’s 3 of us that interact at the same SAS company in in Spain so we all signed up with when it was extremely early I signed up with as the very first individual in sales and there are two individuals joined us that as item managers essentially and we see the company from no to a few million err over 3 years and after that we left um at the same time roughly I went to service school and I went to organization school on the other one went to do a stint in VC with the goal of going to service school later on so when I go to company school I I entered into into Harvard and you understand I was extremely delighted about it my whole objective was to go there to get more information about how to end up being a founder and then hopefully release something upon graduation and the one that I landed there I was investigating already a concept with one of these co-founders and it was authentic idea it had absolutely nothing to do or extremely little to do with what we’re doing now but you understand that was the beginning of the beginner and the journey Journey or the Insight that we had was that hey there remain in specific verticals there are a great deal of sequential payments you know and circular payments between companies and today you simply have to await that series to develop or you understand like there’s no one simplifying those circular payments so we thought of hi why don’t we do something similar to like a split wise or companies in verticals such as you know fried or Logistics or building and construction you know you have a lots of celebrations that need to wait on different payments like they’re all associated with one way or another so imagine you have a platform and then you have company a post Company B 100 and Business B House Company c a hundred dollars in reality with this platform what would take place is a company.
a would pay a hundred the platform Business B zero they would get they would pay no or receive no and then business C we get a hundred dollars so when we’re speaking with big business they all loved it but it was the typical like cold start problem I’m like hey this is excellent when everyone’s in the platform however up until then it’s it’s pretty difficult to get people to do anything so it was all about hello how do we get more information how can we type of kick start this platform um without utilizing the platform to start with so it was all about getting more data and to get more information we got to two conclusions it resembles we either get information through using an Analytics tool a workflow tool or we provide a financing we have a funding and we get the information or individuals give us data in order to get funding so you understand we started doing that like exploring a growing number of and more and then what we require what we saw is that we knew more about sales than anything else we were truly interested in fintech and particularly in funding and you understand like we would look at different modes different verticals and so on for 2 weeks at a time if we found enough things we would go for two more weeks if we didn’t would cut it and then in January 2020 we had the the concept you know which is amusing of using this this SAS companies at all so they might extend terms to the clients however constantly get the money up front so we’re solving the funding payment assets business have which is they have in advance expenses to obtain consumers and then they earn money months of the month right so to avoid that cash card that every SAS business deals with and that we faced in the past in the previous experience the goal was to provide a tool so they might state to the client hello look the rate is 100
annually and if you wish to pay regular monthly great usage capshase you understand um and after that Creators like that they were like hello people this is amazing this is the Holy Grail of SAS due to the fact that I need to do discount rates so my ACV boosts and I can close sales quicker because I’m offering versatile payment terms so it resembles the Holy Grail you understand you increase ACV you reduce cell cycle typically it’s like a compromise you know and after that the next thing they said resembled hi why do not I do this for all my consumer base instead of for each brand-new consumer that I get right so why do not I do this for my 300 consumers instead of doing it for the net for the 10 new clients I get months of a month so then we saw what they wanted was to transform their ARR or the consumer base into in advance financing to be less based on Equity as I stated the starting yeah okay this is what we’re going to begin with and after that we’re going to learn a lot so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a friend at HBS and after that man we started dealing with it like crazy and and dropped out what is your long-lasting Vision so it began with you know you arrived at this hate you if you’re sitting on ARR we know the company’s uh churn we understand the business’s retention gross margins Etc so I can take their ARR and lend them up front x times times x ARR or times x mrr but what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we just way with such business deliberately right so we resisted the
desire to go and work with funding you understand with any vertical we only deal with SAS so our goal is to develop several items for SAS so we begin with financing and it’s terrific due to the fact that companies truly count on us we truly like a partner and we we help them to not simply get funding but work much better in a more efficient method and through that we’re finding you understand chances to expand you understand in the transaction of a SAS item