It can be challenging to choose the funding model … Saas Business Finance Model Tool .
take advantage of non-dilutive development capital on-demand. Receive up to a year of in advance capital instantly, providing you the flexible funding you require to grow your service and scale. Select unsettled billings or recently paid expenditures, and choose payment regards to 3,6,9, or 12 months. As much financing, or as little, when you require it. We accept monthly, quarterly, even annual agreements, adapting to fulfill your needs. We provide the required financing you need at that moment. Your cash works for you rather than sitting idle. Within 24 hours, we examine the funding needed and deposit it instantly to your account. Our user friendly user interface allows you to understand and manage all your accounts and transactions. Access more capital as you scale. We are your partner every step of the method, reducing our rates the longer we collaborate. Your information allows us to rapidly provide you with the correct amount of capital your service needs.
Capchase works with these users and company types: Mid Size Organization, Small Company, Business, Freelance, Nonprofit, and Federal government.
what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
business the answer how about the best of
both
you’re right with traditional funding
that’s not really an alternative until now
keep your 100 with cap chase we utilize information
to make financing much faster fairer and more
flexible based upon your future
predictable revenue and then we cover it
all up with a single transparent fee
Let’s get this party started at
There is constantly a time when a start-up’s founders, senior management group, and leading financing executives examine strategies for how to scale the business to the next level and catalog what’s required to do that effectively. Protecting financing at an early stage can speed up growth and lead to achievable and measurable success. Ultimately, financing supervisors and the tactical planning team have to decide on the right financing source to help the company reach its objectives.
that management sets for the organization. Weighing the risks and competitive dangers in a balanced and intelligent method is crucial as it can choose the future of your business The implications of selling equity, managing irregular cash flow, rates of interest motions, and the requirement to make timely payments to lenders are among the elements to think about, just among others.
That stated, with the increase of brand-new and more advanced funding options that put business interests of start-ups and midsize business initially, there’s normally a method to determine an option that’s an excellent fit. It is very important to examine the various funding options that are offered to a business’s founders, management accountants, and financing officers and what considerations they need to make for both the short and long term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for repeating Earnings companies basically helping companies grow without quiting that valuable Equity you took so long to construct Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s excellent to be here yeah I’m extremely delighted to share more amazing I’m excited to enter into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you consider from what I understood you’re a very first time creator very first time founder it’s like you struck a crowning achievement out of the park out of evictions I love it man that’s amazing well as soon as they won you understand like it’s never the Crowning achievement never ever like never ever counts till the video game is over best essentially so so so yeah um we are four co-founders you understand and it’s amusing due to the fact that we have actually all satisfied through first as friends you know and after that as co-founder so uh there’s 3 people that work together at the very same SAS company in in Spain so we all joined when it was extremely early I signed up with as the very first individual in sales and there are two people joined us that as item supervisors essentially and we see the business from no to a couple of million err over 3 years and then we left um at the same time approximately I went to service school and I went to company school on the other one went to do a stint in VC with the objective of going to organization school later on so when I go to service school I I entered into into Harvard and you know I was extremely excited about it my whole objective was to go there to learn more about how to become a founder and then ideally release something upon graduation and the one that I landed there I was researching already an idea with one of these co-founders and it was genuine idea it had nothing to do or really little to do with what we’re doing now but you know that was the beginning of the newbie and the journey Journey or the Insight that we had was that hey there are in specific verticals there are a great deal of consecutive payments you know and circular payments between companies and today you simply have to wait on that sequence to develop or you know like there’s no one simplifying those circular payments so we considered hi why do not we do something comparable to like a split sensible or companies in verticals such as you know fried or Logistics or construction you know you have a lots of celebrations that have to wait for different payments like they’re all associated with one way or another so imagine you have a platform and then you have company a post Business B 100 and Business B Home Company c a hundred dollars in reality with this platform what would occur is a business.
a would pay a hundred the platform Company B no they would get they would pay zero or get no and then business C we get a hundred dollars so when we’re talking to big business they all loved it however it was the typical like cold start problem I’m like hey this is fantastic when everyone’s in the platform but till then it’s it’s quite difficult to get people to do anything so it was everything about hey how do we get more information how can we kind of begin this platform um without utilizing the platform to start with so it was everything about getting more information and to get more information we got to 2 conclusions it’s like we either get information through using an Analytics tool a workflow tool or we offer a funding we have a funding and we get the individuals or information provide us information in order to get financing so you know we started doing that like exploring increasingly more and more and then what we require what we saw is that we understood more about sales than anything else we were truly thinking about fintech and specifically in financing and you know like we would take a look at various modes various verticals and so on for 2 weeks at a time if we found enough things we would opt for 2 more weeks if we didn’t would suffice and after that in January 2020 we had the the concept you know which is funny of providing this this SAS business at all so they might extend terms to the clients but always get the cash in advance so we’re solving the financing payment possessions business have which is they have in advance costs to obtain customers and after that they make money months of the month right so to avoid that money card that every SAS company deals with and that we dealt with in the past in the previous experience the objective was to provide a tool so they might state to the client hey look the price is 100
per year and if you want to pay regular monthly fantastic use capshase you know um and then Creators like that they were like hello men this is fantastic this is the Holy Grail of SAS since I have to do discount rates so my ACV boosts and I can close sales faster since I’m offering versatile payment terms so it’s like the Holy Grail you understand you increase ACV you decrease cell cycle usually it’s like a compromise you understand and then the next thing they stated was like hey why do not I do this for all my customer base instead of for every single brand-new customer that I solve so why do not I do this for my 300 consumers instead of doing it for the web for the 10 new customers I get months of a month so then we saw what they wanted was to transform their ARR or the consumer base into in advance financing to be less based on Equity as I said the beginning yeah okay this is what we’re going to start with and then we’re going to learn so much so we’re gon na do the rest afterwards and that’s when the fourth co-founder joined who has a friend at HBS and then man we began working on it like crazy and and dropped out what is your long-lasting Vision so it started with you understand you arrived at this hate you if you’re sitting on ARR we know the business’s uh churn we understand the company’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr however what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such companies deliberately right so we resisted the
urge to go and work with funding you know with any vertical we just work with SAS so our objective is to establish numerous items for SAS so we start with financing and it’s fantastic because companies really rely on us we really like a partner and we we help them to not just get financing however work better in a more effective way and through that we’re discovering you understand chances to broaden you know in the transaction of a SAS item