It can be challenging to pick the financing model … Saas Business Finance Modeling Solution .
Get up to a year of in advance capital right away, giving you the flexible funding you need to grow your company and scale. We offer the required financing you need at that minute. Within 24 hours, we assess the funding needed and deposit it immediately to your account.
Capchase deals with these users and company types: Mid Size Company, Small Business, Enterprise, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the answer how about the best of
you’re right with standard financing
that’s not actually an alternative until now
keep your 100 with cap chase we use information
to make financing much faster fairer and more
flexible based on your future
predictable income and after that we cover it
all up with a single transparent cost
so let’s get this party began at
There is always a time when a start-up’s founders, senior management group, and top financing executives evaluate strategies for how to scale the company to the next level and brochure what’s required to do that successfully. Protecting financing at an early stage can speed up growth and cause achievable and measurable success. Eventually, finance managers and the strategic preparation team need to pick the right funding source to assist the company reach its objectives.
that management sets for the organization. Weighing the dangers and competitive hazards in a well balanced and smart method is crucial as it can choose the future of your company The ramifications of offering equity, handling irregular cash flow, interest rate movements, and the requirement to make timely payments to lenders are among the elements to think about, simply to name a few.
That stated, with the rise of new and more sophisticated funding alternatives that put business interests of start-ups and midsize business first, there’s typically a way to figure out an option that’s an excellent fit. It is necessary to investigate the various financing choices that are offered to a business’s founders, management accountants, and finance officers and what considerations they need to make for both the long and short term.
Lobo here co-founder at traction and boast AI excited to host Miguel Fernandez co-founder and CEO of capchase a company of non-dilutive development capital for recurring Earnings companies essentially assisting business grow without giving up that valuable Equity you took so long to construct Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s great to be here yeah I’m very thrilled to share more incredible I’m excited to enter your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I understood you’re a very first time founder very first time creator it resembles you hit a crowning achievement out of the park out of the gates I enjoy it man that’s incredible well as soon as they won you know like it’s never ever the Crowning achievement never like never counts till the video game is over ideal basically so so so yeah um we are four co-founders you know and it’s amusing due to the fact that we’ve all met through first as pals you understand and after that as co-founder so uh there’s 3 people that work together at the same SAS business in in Spain so all of us signed up with when it was extremely early I joined as the first individual in sales and there are 2 people joined us that as item supervisors basically and we see the business from absolutely no to a few million err over 3 years and after that we left um at the same time roughly I went to organization school and I went to business school on the other one went to do a stint in VC with the objective of going to organization school afterwards so when I go to business school I I entered into into Harvard and you know I was extremely thrilled about it my entire objective was to go there to get more information about how to become a founder and then ideally introduce something upon graduation and the one that I landed there I was looking into already an idea with one of these co-founders and it was authentic concept it had absolutely nothing to do or extremely little to do with what we’re doing now but you know that was the beginning of the journey and the beginner Journey or the Insight that we had was that hey there remain in specific verticals there are a great deal of sequential payments you know and circular payments between business and today you just need to await that sequence to develop or you know like there’s no one streamlining those circular payments so we thought of hey why do not we do something comparable to like a split sensible or companies in verticals such as you understand fried or Logistics or building and construction you understand you have a ton of parties that have to await various payments like they’re all associated with one way or another so envision you have a platform and after that you have company a post Business B 100 and Company B House Business c a hundred dollars in reality with this platform what would occur is a company.
a would pay a hundred the platform Business B no they would get they would pay absolutely no or get no and then business C we get a hundred dollars so when we’re speaking to big business they all loved it but it was the normal like cold start problem I resemble hey this is great when everybody’s in the platform but until then it’s it’s quite hard to get individuals to do anything so it was everything about hi how do we get more data how can we kind of kick start this platform um without utilizing the platform to start with so it was everything about getting more information and to get more data we got to two conclusions it resembles we either get data through using an Analytics tool a workflow tool or we provide a funding we have a financing and we get the information or people offer us data in order to get funding so you understand we began doing that like exploring a growing number of and more and then what we require what we saw is that we understood more about sales than anything else we were actually interested in fintech and particularly in financing and you know like we would look at various modes different verticals and so on for 2 weeks at a time if we discovered enough stuff we would go for two more weeks if we didn’t would cut it and then in January 2020 we had the the concept you know which is amusing of providing this this SAS companies at all so they could extend terms to the clients however constantly get the money in advance so we’re solving the funding payment properties business have which is they have upfront costs to get clients and then they get paid months of the month right so to prevent that cash card that every SAS company deals with and that we dealt with in the past in the previous experience the goal was to give them a tool so they could state to the consumer hello look the cost is 100
annually and if you wish to pay regular monthly great use capshase you know um and then Founders like that they were like hello people this is incredible this is the Holy Grail of SAS due to the fact that I need to do discounts so my ACV boosts and I can close sales much faster since I’m using flexible payment terms so it’s like the Holy Grail you know you increase ACV you reduce cell cycle generally it’s like a compromise you know and then the next thing they said was like hey why do not I do this for all my client base instead of for each brand-new client that I get right so why don’t I do this for my 300 clients instead of doing it for the net for the 10 new customers I get months of a month so then we saw what they wanted was to transform their ARR or the client base into in advance funding to be less based on Equity as I stated the starting yeah fine this is what we’re going to start with and then we’re going to discover so much so we’re gon na do the rest afterwards and that’s when the fourth co-founder joined who has a friend at HBS and after that guy we began dealing with it like crazy and and dropped out what is your long-lasting Vision so it started with you know you arrived on this hate you if you’re resting on ARR we know the business’s uh churn we understand the company’s retention gross margins And so on so I can take their ARR and lend them up front x times times x ARR or times x mrr but what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such companies deliberately right so we withstood the
desire to work and go with funding you know with any vertical we only work with SAS so our objective is to establish several products for SAS so we begin with financing and it’s great due to the fact that business really count on us we actually like a partner and we we help them to not simply get funding however work much better in a more effective method and through that we’re finding you know chances to broaden you understand in the transaction of a SAS product