It can be challenging to select the financing model … Saas Debt Financing .
use non-dilutive growth capital on-demand. Get up to a year of in advance capital immediately, giving you the versatile financing you need to grow your business and scale. Select overdue invoices or just recently paid expenditures, and choose payment regards to 3,6,9, or 12 months. As much funding, or as little, when you need it. We accept monthly, quarterly, even yearly contracts, adapting to fulfill your demands. We provide the needed funding you need at that moment. Your money works for you instead of sitting idle. Within 24 hr, we examine the financing needed and deposit it quickly to your account. Our easy-to-use user interface enables you to understand and handle all your accounts and deals. Access more capital as you scale. We are your partner every action of the method, reducing our rates the longer we interact. Your data allows us to rapidly provide you with the correct amount of capital your business needs.
Capchase works with these users and company types: Mid Size Company, Small Business, Business, Freelance, Nonprofit, and Government.
what’s much better owning 100 of a 10 million
company or 15 of a 100 million dollar
company the response how about the best of
both
you’re right with traditional financing
that’s not truly a choice previously
keep your 100 with cap chase we use information
to make funding quicker fairer and more
versatile based upon your future
predictable profits and then we wrap it
all up with a single transparent fee
so let’s get this party began at
There is always a moment when a start-up’s founders, senior management group, and leading finance executives assess strategies for how to scale the company to the next level and brochure what’s required to do that successfully. Securing financing at an early stage can accelerate growth and lead to obtainable and measurable success. Eventually, financing supervisors and the strategic preparation team need to decide on the right financing source to help the business reach its objectives.
that management sets for the company. Weighing the threats and competitive dangers in a smart and well balanced way is crucial as it can choose the future of your company The implications of offering equity, handling irregular cash flow, interest rate movements, and the requirement to make prompt payments to lenders are among the elements to think about, just to name a few.
That stated, with the rise of new and more sophisticated financing choices that put the business interests of start-ups and midsize business first, there’s usually a way to figure out a solution that’s a good fit. It’s important to investigate the various funding choices that are available to a company’s founders, management accountants, and financing officers and what considerations they need to make for both the long and brief term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for recurring Profits companies basically assisting business grow without giving up that valuable Equity you took so long to construct Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s excellent to be here yeah I’m extremely delighted to share more incredible I’m delighted to enter into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you think about from what I comprehended you’re a very first time founder very first time founder it’s like you hit a home run out of the park out of evictions I enjoy it man that’s incredible well as quickly as they won you understand like it’s never ever the Crowning achievement never ever like never ever counts till the game is over right basically so so so yeah um we are 4 co-founders you know and it’s funny because we have actually all fulfilled through first as buddies you understand and then as co-founder so uh there’s 3 of us that interact at the very same SAS company in in Spain so we all signed up with when it was very early I joined as the first individual in sales and there are two people joined us that as item managers essentially and we see the business from no to a few million err over three years and then we left um at the same time roughly I went to company school and I went to service school on the other one went to do a stint in VC with the goal of going to organization school later on so when I go to business school I I entered into into Harvard and you understand I was really thrilled about it my whole goal was to go there to learn more about how to end up being a founder and after that hopefully launch something upon graduation and the one that I landed there I was researching already an idea with one of these co-founders and it was genuine idea it had nothing to do or really little to do with what we’re doing now however you understand that was the beginning of the novice and the journey Journey or the Insight that we had was that hey there remain in specific verticals there are a great deal of sequential payments you know and circular payments in between companies and today you just have to wait on that sequence to develop or you understand like there’s nobody simplifying those circular payments so we considered hey why don’t we do something comparable to like a split sensible or companies in verticals such as you understand fried or Logistics or building and construction you know you have a ton of celebrations that have to wait on different payments like they’re all involved in one way or another so imagine you have a platform and then you have company a post Company B 100 and Company B House Business c a hundred dollars in reality with this platform what would happen is a business.
a would pay a hundred the platform Company B no they would get they would pay absolutely no or get zero and after that company C we get a hundred dollars so when we’re speaking to big companies they all enjoyed it however it was the normal like cold start problem I’m like hey this is fantastic when everyone remains in the platform but till then it’s it’s pretty difficult to get individuals to do anything so it was everything about hello how do we get more information how can we sort of begin this platform um without using the platform to start with so it was all about getting more data and to get more information we got to two conclusions it’s like we either get data through offering an Analytics tool a workflow tool or we provide a funding we have a funding and we get the information or people give us data in order to get funding so you understand we began doing that like checking out more and more and more and then what we require what we saw is that we knew more about sales than anything else we were really interested in fintech and particularly in funding and you understand like we would look at different modes various verticals and so on for two weeks at a time if we found enough things we would opt for 2 more weeks if we didn’t would suffice and after that in January 2020 we had the the idea you understand which is funny of using this this SAS business at all so they could extend terms to the customers but constantly get the money in advance so we’re resolving the financing payment possessions business have which is they have in advance expenses to get consumers and then they earn money months of the month right so to prevent that cash card that every SAS business faces and that we dealt with in the past in the previous experience the goal was to give them a tool so they might say to the consumer hello look the cost is 100
per year and if you want to pay regular monthly terrific usage capshase you understand um and after that Creators like that they resembled hey people this is amazing this is the Holy Grail of SAS due to the fact that I need to do discount rates so my ACV boosts and I can close sales much faster since I’m providing versatile payment terms so it’s like the Holy Grail you know you increase ACV you decrease cell cycle normally it’s like a trade-off you understand and after that the next thing they said was like hello why don’t I do this for all my client base instead of for every single brand-new client that I solve so why don’t I do this for my 300 customers instead of doing it for the web for the 10 brand-new customers I get months of a month so then we saw what they desired was to transform their ARR or the consumer base into upfront funding to be less depending on Equity as I said the beginning yeah okay this is what we’re going to start with and after that we’re going to find out a lot so we’re gon na do the rest afterwards which’s when the fourth co-founder joined who has a pal at HBS and then guy we started working on it like crazy and and left what is your long-lasting Vision so it started with you understand you arrived on this hate you if you’re sitting on ARR we understand the business’s uh churn we understand the business’s retention gross margins And so on so I can take their ARR and lend them in advance x times times x ARR or times x mrr however what is a long-lasting vision of of the business so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such business deliberately right so we withstood the
desire to go and work with financing you know with any vertical we only work with SAS so our goal is to establish several products for SAS so we start with funding and it’s fantastic due to the fact that companies actually depend on us we truly like a partner and we we help them to not just get funding however work much better in a more effective way and through that we’re finding you understand opportunities to expand you know in the deal of a SAS item