It can be challenging to choose the financing model … Saas Finance Intelligence System .
take advantage of non-dilutive growth capital on-demand. Receive as much as a year of in advance capital right away, offering you the versatile funding you need to grow your organization and scale. Select overdue billings or just recently paid costs, and pick payment terms of 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even annual agreements, adapting to satisfy your needs. We offer the essential financing you require at that moment. Your cash works for you rather than sitting idle. Within 24 hr, we assess the financing needed and deposit it instantly to your account. Our easy-to-use interface enables you to comprehend and handle all your transactions and accounts. Access more capital as you scale. We are your partner every step of the way, lowering our rates the longer we work together. Your information enables us to quickly offer you with the right amount of capital your business requirements.
Capchase deals with these users and organization types: Mid Size Company, Small Business, Enterprise, Freelance, Nonprofit, and Federal government.
what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
business the answer how about the best of
you’re right with traditional financing
that’s not actually an alternative until now
keep your 100 with cap chase we use data
to make funding much faster fairer and more
versatile based on your future
predictable revenue and then we wrap it
all up with a single transparent charge
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There is constantly a time when a start-up’s creators, senior management group, and leading finance executives examine techniques for how to scale the company to the next level and brochure what’s needed to do that successfully. Protecting financing at an early stage can accelerate development and result in measurable and achievable success. Ultimately, financing managers and the strategic planning group need to pick the right funding source to assist the company reach its goals.
that management sets for the company. Weighing the dangers and competitive hazards in a intelligent and well balanced way is vital as it can decide the future of your business The ramifications of offering equity, handling inconsistent cash flow, rates of interest movements, and the need to make prompt payments to lenders are amongst the factors to consider, just among others.
That stated, with the rise of new and more advanced financing alternatives that put business interests of start-ups and midsize business initially, there’s generally a way to figure out an option that’s a great fit. It is necessary to investigate the various funding choices that are offered to a company’s creators, management accounting professionals, and finance officers and what factors to consider they need to make for both the long and short term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive growth capital for repeating Revenue companies basically assisting companies grow without giving up that valuable Equity you took so long to build Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s great to be here yeah I’m extremely delighted to share more incredible I’m thrilled to get into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I understood you’re a very first time creator very first time founder it resembles you struck a home run out of the park out of the gates I love it man that’s remarkable well as quickly as they won you understand like it’s never ever the Home Run never like never ever counts till the game is over right basically so so so yeah um we are four co-founders you understand and it’s amusing since we have actually all fulfilled through initially as buddies you know and after that as co-founder so uh there’s 3 of us that work together at the exact same SAS business in in Spain so we all signed up with when it was really early I joined as the first individual in sales and there are two people joined us that as item managers essentially and we see the business from no to a couple of million err over three years and then we left um at the same time roughly I went to service school and I went to business school on the other one went to do a stint in VC with the goal of going to organization school later on so when I go to company school I I entered into into Harvard and you know I was really excited about it my entire objective was to go there to get more information about how to become a founder and then ideally introduce something upon graduation and the one that I landed there I was investigating already an idea with among these co-founders and it was genuine idea it had nothing to do or extremely little to do with what we’re doing now but you know that was the start of the journey and the novice Journey or the Insight that we had was that hey there remain in specific verticals there are a lot of sequential payments you know and circular payments in between companies and today you simply have to wait for that series to establish or you understand like there’s no one streamlining those circular payments so we thought of hey why don’t we do something comparable to like a split wise or companies in verticals such as you know fried or Logistics or construction you know you have a ton of parties that have to await different payments like they’re all involved in one way or another so picture you have a platform and after that you have company a post Company B 100 and Company B House Company c a hundred dollars in reality with this platform what would take place is a company.
a would pay a hundred the platform Business B zero they would get they would pay no or receive zero and after that company C we get a hundred dollars so when we’re speaking with large business they all loved it but it was the common like cold start problem I resemble hey this is great when everyone remains in the platform but up until then it’s it’s quite tough to get people to do anything so it was everything about hey how do we get more data how can we type of kick start this platform um without utilizing the platform to start with so it was all about getting more data and to get more information we got to 2 conclusions it’s like we either get data through offering an Analytics tool a workflow tool or we provide a financing we have a financing and we get the people or information provide us information in order to get funding so you know we began doing that like exploring more and more and more and after that what we require what we saw is that we understood more about sales than anything else we were truly interested in fintech and particularly in financing and you know like we would look at different modes different verticals and so on for two weeks at a time if we found enough things we would go for two more weeks if we didn’t would suffice and then in January 2020 we had the the concept you understand which is funny of providing this this SAS business at all so they could extend terms to the consumers however always get the cash up front so we’re fixing the funding payment possessions business have which is they have upfront costs to get customers and then they get paid months of the month right so to prevent that cash card that every SAS company faces which we faced in the past in the previous experience the objective was to provide a tool so they could state to the customer hey look the rate is 100
per year and if you want to pay month-to-month great use capshase you understand um and then Creators enjoy that they resembled hello guys this is amazing this is the Holy Grail of SAS due to the fact that I have to do discounts so my ACV increases and I can close sales quicker since I’m using versatile payment terms so it resembles the Holy Grail you understand you increase ACV you decrease cell cycle usually it’s like a compromise you understand and after that the next thing they said was like hi why don’t I do this for all my customer base instead of for every single brand-new client that I solve so why do not I do this for my 300 consumers instead of doing it for the internet for the 10 brand-new customers I get months of a month so then we saw what they wanted was to transform their ARR or the customer base into in advance funding to be less depending on Equity as I said the beginning yeah fine this is what we’re going to start with and after that we’re going to discover a lot so we’re gon na do the rest later on which’s when the 4th co-founder joined who has a pal at HBS and after that man we began working on it like crazy and and left what is your long-lasting Vision so it started with you understand you arrived on this hate you if you’re resting on ARR we understand the company’s uh churn we know the business’s retention gross margins And so on so I can take their ARR and lend them up front x times times x ARR or times x mrr however what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we just way with such companies deliberately right so we withstood the
urge to go and work with funding you know with any vertical we just deal with SAS so our goal is to develop numerous products for SAS so we start with funding and it’s excellent because companies truly rely on us we actually like a partner and we we help them to not simply get financing but work better in a more effective way and through that we’re discovering you know chances to broaden you know in the deal of a SAS product