It can be challenging to select the funding model … Saas Finance Planning Tool .
take advantage of non-dilutive development capital on-demand. Get up to a year of upfront capital instantly, offering you the flexible financing you require to grow your business and scale. Select overdue invoices or just recently paid costs, and choose payment terms of 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even yearly agreements, adjusting to satisfy your demands. We offer the necessary funding you require at that moment. Your money works for you instead of sitting idle. Within 24 hours, we evaluate the funding required and deposit it immediately to your account. Our easy-to-use user interface allows you to understand and manage all your accounts and deals. Access more capital as you scale. We are your partner every action of the way, reducing our rates the longer we work together. Your data allows us to rapidly provide you with the right amount of capital your organization needs.
Capchase deals with these users and company types: Mid Size Business, Small Company, Enterprise, Freelance, Nonprofit, and Government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the response how about the very best of
you’re right with standard financing
that’s not truly a choice previously
keep your 100 with cap chase we utilize information
to make funding quicker fairer and more
flexible based upon your future
foreseeable profits and after that we wrap it
all up with a single transparent fee
Let’s get this party started at
There is always a moment when a start-up’s creators, senior management group, and leading finance executives assess strategies for how to scale the business to the next level and catalog what’s needed to do that effectively. Securing funding at an early stage can accelerate growth and result in attainable and measurable success. Ultimately, financing managers and the strategic planning team have to choose the right funding source to help the company reach its objectives.
that management sets for the company. Weighing the risks and competitive risks in a smart and well balanced way is essential as it can decide the future of your business The ramifications of selling equity, handling inconsistent capital, rates of interest movements, and the requirement to make timely payments to lenders are among the factors to consider, just to name a few.
That stated, with the increase of new and more sophisticated financing choices that put the business interests of start-ups and midsize companies initially, there’s typically a method to determine a solution that’s a good fit. It is essential to investigate the different funding choices that are readily available to a business’s founders, management accountants, and financing officers and what factors to consider they require to make for both the brief and long term.
Lobo here co-founder at traction and boast AI delighted to host Miguel Fernandez co-founder and CEO of capchase a supplier of non-dilutive growth capital for repeating Profits companies essentially helping business grow without quiting that valuable Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you a lot for having me it’s great to be here yeah I’m really delighted to share more amazing I’m delighted to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I understood you’re a first time founder very first time founder it resembles you struck a crowning achievement out of the park out of the gates I like it man that’s fantastic well as quickly as they won you understand like it’s never the Home Run never ever like never counts till the video game is over ideal generally so so so yeah um we are four co-founders you know and it’s amusing since we have actually all satisfied through initially as friends you understand and after that as co-founder so uh there’s three people that collaborate at the exact same SAS business in in Spain so all of us joined when it was really early I signed up with as the first person in sales and there are two individuals joined us that as product managers essentially and we see the business from absolutely no to a couple of million err over three years and after that we left um at the same time approximately I went to organization school and I went to business school on the other one went to do a stint in VC with the objective of going to organization school later on so when I go to company school I I entered into into Harvard and you understand I was very delighted about it my entire goal was to go there to read more about how to end up being a creator and then hopefully introduce something upon graduation and the one that I landed there I was investigating currently a concept with among these co-founders and it was authentic idea it had nothing to do or extremely little to do with what we’re doing now but you know that was the start of the newbie and the journey Journey or the Insight that we had was that hey there remain in particular verticals there are a lot of consecutive payments you know and circular payments in between business and today you just need to wait for that series to develop or you understand like there’s no one simplifying those circular payments so we considered hey why don’t we do something similar to like a split wise or companies in verticals such as you know fried or Logistics or building and construction you understand you have a ton of celebrations that have to wait on various payments like they’re all associated with one way or another so envision you have a platform and then you have company a post Business B 100 and Company B Home Business c a hundred dollars in reality with this platform what would occur is a company.
a would pay a hundred the platform Company B no they would get they would pay no or get absolutely no and after that company C we get a hundred dollars so when we’re speaking with big companies they all liked it however it was the common like cold start problem I’m like hey this is fantastic when everyone remains in the platform however until then it’s it’s quite tough to get people to do anything so it was all about hi how do we get more data how can we type of begin this platform um without utilizing the platform to start with so it was all about getting more information and to get more data we got to 2 conclusions it’s like we either get data through using an Analytics tool a workflow tool or we provide a funding we have a financing and we get the data or people give us information in order to get funding so you understand we started doing that like checking out increasingly more and more and after that what we require what we saw is that we knew more about sales than anything else we were really thinking about fintech and specifically in financing and you understand like we would take a look at various modes different verticals and so on for 2 weeks at a time if we found enough things we would go for 2 more weeks if we didn’t would suffice and after that in January 2020 we had the the concept you understand which is funny of offering this this SAS business at all so they could extend terms to the customers but constantly get the money up front so we’re resolving the financing payment properties business have which is they have upfront expenses to get customers and then they make money months of the month right so to prevent that cash card that every SAS business faces and that we dealt with in the past in the previous experience the goal was to provide a tool so they could say to the consumer hi look the price is 100
each year and if you wish to pay regular monthly fantastic use capshase you know um and after that Founders like that they were like hey men this is amazing this is the Holy Grail of SAS due to the fact that I need to do discounts so my ACV boosts and I can close sales faster due to the fact that I’m offering flexible payment terms so it’s like the Holy Grail you know you increase ACV you decrease cell cycle generally it resembles a compromise you understand and after that the next thing they said was like hello why don’t I do this for all my client base instead of for every single new client that I solve so why don’t I do this for my 300 customers instead of doing it for the net for the 10 new customers I get months of a month so then we saw what they wanted was to convert their ARR or the customer base into upfront funding to be less based on Equity as I stated the starting yeah all right this is what we’re going to begin with and after that we’re going to find out a lot so we’re gon na do the rest afterwards and that’s when the 4th co-founder joined who has a pal at HBS and then male we started dealing with it like crazy and and left what is your long-lasting Vision so it began with you know you arrived on this hate you if you’re resting on ARR we understand the business’s uh churn we understand the company’s retention gross margins Etc so I can take their ARR and provide them in advance x times times x ARR or times x mrr but what is a long-lasting vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we only way with such business deliberately right so we resisted the
desire to go and work with financing you understand with any vertical we only deal with SAS so our objective is to develop multiple products for SAS so we start with financing and it’s fantastic due to the fact that business really count on us we actually like a partner and we we help them to not simply get funding however work much better in a more efficient way and through that we’re discovering you know opportunities to broaden you understand in the transaction of a SAS item