It can be challenging to choose the financing model … Saas Lending .
take advantage of non-dilutive development capital on-demand. Get approximately a year of upfront capital right away, giving you the versatile funding you require to grow your business and scale. Select overdue billings or recently paid costs, and pick repayment regards to 3,6,9, or 12 months. As much financing, or as little, when you need it. We accept monthly, quarterly, even yearly contracts, adjusting to satisfy your needs. We offer the required financing you need at that moment. Your cash works for you instead of sitting idle. Within 24 hr, we evaluate the financing needed and deposit it instantly to your account. Our easy-to-use interface allows you to understand and handle all your accounts and transactions. Gain access to more capital as you scale. We are your partner every step of the way, decreasing our rates the longer we interact. Your data enables us to rapidly supply you with the right amount of capital your business requirements.
Capchase works with these users and company types: Mid Size Organization, Small Business, Enterprise, Freelance, Nonprofit, and Federal government.
what’s better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the response how about the best of
both
you’re right with traditional financing
that’s not really a choice previously
keep your 100 with cap chase we use data
to make financing quicker fairer and more
flexible based on your future
predictable income and after that we cover it
all up with a single transparent fee
Let’s get this party started at
There is always a time when a start-up’s founders, senior management group, and leading financing executives evaluate methods for how to scale the company to the next level and catalog what’s required to do that effectively. Securing funding at an early stage can speed up growth and cause achievable and quantifiable success. Eventually, financing supervisors and the tactical preparation group have to select the right funding source to help the business reach its goals.
that management sets for the organization. Weighing the threats and competitive dangers in a smart and well balanced way is vital as it can decide the future of your company The ramifications of selling equity, managing irregular cash flow, interest rate motions, and the need to make timely payments to lenders are amongst the aspects to consider, simply among others.
That said, with the rise of brand-new and more advanced financing alternatives that put the business interests of start-ups and midsize companies first, there’s usually a way to figure out a service that’s a great fit. It’s important to investigate the different financing choices that are offered to a company’s founders, management accounting professionals, and financing officers and what factors to consider they require to produce both the long and short term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a provider of non-dilutive growth capital for recurring Profits companies generally helping business grow without giving up that valuable Equity you took so long to develop Miguel welcome to traction thank you a lot for joining us Hey Lloyd thank you so much for having me it’s excellent to be here yeah I’m extremely thrilled to share more amazing I’m thrilled to enter into your backstory so let’s kick this off how did you come together with your Creators why cap Chase what else did you think about from what I understood you’re a first time creator first time founder it resembles you hit a home run out of the park out of evictions I love it man that’s fantastic well as soon as they won you know like it’s never the Crowning achievement never ever like never counts until the game is over right generally so so so yeah um we are four co-founders you know and it’s funny due to the fact that we have actually all satisfied through first as buddies you understand and after that as co-founder so uh there’s 3 people that collaborate at the same SAS company in in Spain so we all signed up with when it was extremely early I signed up with as the very first individual in sales and there are two individuals joined us that as item supervisors generally and we see the company from no to a couple of million err over three years and then we left um at the same time approximately I went to business school and I went to company school on the other one went to do a stint in VC with the goal of going to business school later on so when I go to organization school I I entered into Harvard and you understand I was very delighted about it my entire objective was to go there to read more about how to end up being a founder and after that hopefully release something upon graduation and the one that I landed there I was investigating currently an idea with among these co-founders and it was genuine idea it had absolutely nothing to do or extremely little to do with what we’re doing now but you understand that was the beginning of the journey and the beginner Journey or the Insight that we had was that hey there remain in specific verticals there are a lot of consecutive payments you know and circular payments in between business and right now you simply need to wait on that series to establish or you know like there’s no one streamlining those circular payments so we thought of hey why don’t we do something comparable to like a split wise or business in verticals such as you know fried or Logistics or construction you understand you have a lots of parties that have to wait for different payments like they’re all involved in one way or another so envision you have a platform and then you have company a post Company B 100 and Company B Home Business c a hundred dollars in reality with this platform what would happen is a company.
a would pay a hundred the platform Company B zero they would get they would pay zero or get no and after that business C we get a hundred dollars so when we’re talking with large business they all loved it however it was the common like cold start issue I resemble hey this is great when everybody’s in the platform however until then it’s it’s pretty hard to get people to do anything so it was everything about hi how do we get more information how can we type of kick start this platform um without utilizing the platform to start with so it was everything about getting more information and to get more data we got to 2 conclusions it resembles we either get information through providing an Analytics tool a workflow tool or we provide a financing we have a financing and we get the data or individuals offer us data in order to get financing so you understand we started doing that like checking out increasingly more and more and after that what we need what we saw is that we knew more about sales than anything else we were truly thinking about fintech and particularly in funding and you know like we would look at various modes various verticals and so on for two weeks at a time if we discovered enough stuff we would go for 2 more weeks if we didn’t would suffice and after that in January 2020 we had the the idea you know which is funny of using this this SAS business at all so they might extend terms to the consumers however constantly get the cash in advance so we’re resolving the financing payment assets business have which is they have upfront expenses to acquire clients and then they get paid months of the month right so to avoid that money card that every SAS business faces and that we faced in the past in the previous experience the objective was to give them a tool so they could state to the customer hi look the cost is 100
each year and if you wish to pay monthly terrific use capshase you know um and after that Founders like that they resembled hey people this is remarkable this is the Holy Grail of SAS because I have to do discount rates so my ACV increases and I can close sales quicker since I’m providing flexible payment terms so it’s like the Holy Grail you know you increase ACV you decrease cell cycle normally it’s like a trade-off you know and after that the next thing they said resembled hey why do not I do this for all my client base instead of for each brand-new consumer that I solve so why do not I do this for my 300 consumers instead of doing it for the web for the 10 new customers I get months of a month so then we saw what they wanted was to convert their ARR or the customer base into upfront financing to be less dependent on Equity as I stated the starting yeah alright this is what we’re going to begin with and then we’re going to learn a lot so we’re gon na do the rest later on and that’s when the 4th co-founder joined who has a pal at HBS and then man we started dealing with it like crazy and and dropped out what is your long-lasting Vision so it started with you know you arrived on this hate you if you’re sitting on ARR we understand the company’s uh churn we understand the business’s retention gross margins Etc so I can take their ARR and provide them up front x times times x ARR or times x mrr however what is a long-term vision of of the company so for us it’s it’s it’s or it’s all around SAS companies right like we just way with such business intentionally right so we resisted the
urge to work and go with financing you understand with any vertical we just work with SAS so our objective is to establish multiple products for SAS so we begin with funding and it’s terrific because business truly rely on us we actually like a partner and we we help them to not just get financing but work much better in a more efficient method and through that we’re discovering you know opportunities to broaden you know in the deal of a SAS item