It can be challenging to choose the financing model … Unlimited Revenue Based Financing .
tap into non-dilutive growth capital on-demand. Receive as much as a year of in advance capital right away, giving you the versatile funding you need to grow your service and scale. Select unpaid invoices or recently paid expenditures, and choose repayment regards to 3,6,9, or 12 months. As much financing, or as little, when you require it. We accept monthly, quarterly, even yearly agreements, adjusting to fulfill your demands. We offer the required financing you require at that moment. Your money works for you rather than sitting idle. Within 24 hr, we examine the financing required and deposit it instantly to your account. Our user friendly interface enables you to understand and manage all your transactions and accounts. Access more capital as you scale. We are your partner every action of the way, lowering our rates the longer we work together. Your information allows us to rapidly supply you with the right amount of capital your service needs.
Capchase works with these users and company types: Mid Size Company, Small Business, Business, Freelance, Nonprofit, and Federal government.
what’s much better owning 100 of a 10 million
business or 15 of a 100 million dollar
company the answer how about the best of
both
you’re right with standard financing
that’s not truly an option until now
keep your 100 with cap chase we utilize information
to make funding faster fairer and more
flexible based on your future
foreseeable profits and after that we wrap it
all up with a single transparent fee
Let’s get this party started at
There is always a point in time when a start-up’s founders, senior management group, and top financing executives evaluate techniques for how to scale the company to the next level and brochure what’s required to do that successfully. Protecting financing at an early stage can speed up development and cause achievable and quantifiable success. Ultimately, finance managers and the tactical preparation group have to choose the right financing source to assist the company reach its goals.
that management sets for the organization. Weighing the dangers and competitive dangers in a intelligent and well balanced way is essential as it can decide the future of your business The implications of offering equity, managing inconsistent capital, interest rate motions, and the requirement to make timely payments to lenders are among the elements to think about, just to name a few.
That said, with the rise of brand-new and more advanced financing alternatives that put the business interests of start-ups and midsize business first, there’s typically a way to determine a service that’s a good fit. It is necessary to examine the different funding options that are offered to a company’s creators, management accounting professionals, and finance officers and what factors to consider they require to produce both the long and brief term.
Lobo here co-founder at traction and boast AI thrilled to host Miguel Fernandez co-founder and CEO of capchase a service provider of non-dilutive development capital for repeating Income companies basically helping business grow without giving up that precious Equity you took so long to develop Miguel welcome to traction thank you so much for joining us Hey Lloyd thank you so much for having me it’s great to be here yeah I’m really thrilled to share more amazing I’m delighted to get into your backstory so let’s kick this off how did you come together with your Founders why cap Chase what else did you consider from what I understood you’re a very first time creator very first time creator it resembles you hit a crowning achievement out of the park out of the gates I like it man that’s incredible well as soon as they won you understand like it’s never ever the Home Run never like never counts until the video game is over best essentially so so so yeah um we are four co-founders you understand and it’s amusing due to the fact that we’ve all met through first as good friends you know and then as co-founder so uh there’s three people that work together at the same SAS business in in Spain so all of us joined when it was really early I joined as the first person in sales and there are 2 people joined us that as item supervisors generally and we see the business from zero to a couple of million err over three years and then we left um at the same time approximately I went to business school and I went to business school on the other one went to do a stint in VC with the objective of going to organization school later on so when I go to organization school I I entered into into Harvard and you understand I was really delighted about it my whole goal was to go there for more information about how to end up being a creator and then hopefully launch something upon graduation and the one that I landed there I was looking into currently a concept with one of these co-founders and it was genuine idea it had absolutely nothing to do or extremely little to do with what we’re doing now however you know that was the beginning of the beginner and the journey Journey or the Insight that we had was that hey there are in specific verticals there are a lot of consecutive payments you know and circular payments between companies and right now you just need to await that series to establish or you understand like there’s no one simplifying those circular payments so we thought of hello why do not we do something similar to like a split smart or companies in verticals such as you know fried or Logistics or construction you know you have a lots of parties that have to wait for various payments like they’re all associated with one way or another so picture you have a platform and after that you have company a post Business B 100 and Business B Home Business c a hundred dollars in reality with this platform what would happen is a business.
a would pay a hundred the platform Company B absolutely no they would get they would pay zero or receive no and then company C we get a hundred dollars so when we’re speaking to large companies they all enjoyed it however it was the normal like cold start issue I’m like hey this is great when everybody’s in the platform but until then it’s it’s pretty hard to get people to do anything so it was all about hey how do we get more information how can we kind of begin this platform um without using the platform to start with so it was everything about getting more data and to get more data we got to two conclusions it resembles we either get information through using an Analytics tool a workflow tool or we provide a funding we have a funding and we get the information or people give us data in order to get financing so you know we began doing that like checking out a growing number of and more and after that what we need what we saw is that we knew more about sales than anything else we were truly interested in fintech and particularly in financing and you know like we would take a look at various modes different verticals and so on for 2 weeks at a time if we found enough stuff we would choose two more weeks if we didn’t would suffice and then in January 2020 we had the the concept you understand which is amusing of using this this SAS companies at all so they could extend terms to the consumers however constantly get the money up front so we’re fixing the financing payment assets companies have which is they have in advance costs to acquire clients and then they get paid months of the month right so to avoid that money card that every SAS business deals with and that we dealt with in the past in the previous experience the objective was to give them a tool so they might state to the consumer hi look the price is 100
annually and if you wish to pay monthly great usage capshase you know um and then Creators like that they were like hey guys this is remarkable this is the Holy Grail of SAS since I have to do discount rates so my ACV boosts and I can close sales quicker since I’m using versatile payment terms so it resembles the Holy Grail you know you increase ACV you decrease cell cycle normally it resembles a trade-off you understand and then the next thing they stated resembled hey why don’t I do this for all my customer base instead of for each brand-new client that I solve so why do not I do this for my 300 consumers instead of doing it for the net for the 10 brand-new consumers I get months of a month so then we saw what they wanted was to transform their ARR or the consumer base into upfront funding to be less dependent on Equity as I said the starting yeah okay this is what we’re going to begin with and then we’re going to learn so much so we’re gon na do the rest later on which’s when the fourth co-founder joined who has a friend at HBS and after that guy we began dealing with it like crazy and and left what is your long-term Vision so it started with you understand you arrived at this hate you if you’re resting on ARR we know the company’s uh churn we know the business’s retention gross margins Etc so I can take their ARR and lend them in advance x times times x ARR or times x mrr however what is a long-term vision of of the business so for us it’s it’s it’s or it’s all around SAS business right like we just way with such companies intentionally right so we withstood the
urge to work and go with funding you know with any vertical we only deal with SAS so our goal is to establish several items for SAS so we begin with financing and it’s great since business actually count on us we actually like a partner and we we help them to not just get funding however work much better in a more efficient method and through that we’re finding you know opportunities to broaden you understand in the deal of a SAS item